941 Oak St, Winnetka, IL 60093 Property Records

Cook County property record for 941 Oak St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1912
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Jul 2004)
Tax Bill	$11,982 (2023)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-210-009`

Property Details

APN / Parcel Number

Primary APN	`05-20-210-009`
Alternative APN	`05-20-210-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1913
Architectural Style	Old Style
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	941 OAK ST
City	WINNETKA
State	IL
Zip	60093-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BUTLERS) RESUB OF LTS18-19 IN BLK5 OF PROVIDENT MUTU AL ASSOCIATION SUB OF BLKS7-12 & 28-33 & 54-59 IN VILLAGE OF WINNETKA I
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	ASSOCIATION SUB
Legal Block	5,7-1
Legal Lot Number	18,19
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	5
Census Block	5016
Census Tract	800500

Owner

941 Oak St is owned and occupied by an individual who bought it in July 2004.

Source: Cook County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	941 OAK ST, WINNETKA, IL 60093-2440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CREDIT UNION
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CU
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage PARTNERSHIP FINANCIAL CU
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2004 · Amount on File
Deed Sale	Jul 20, 2004 · Amount on File
Prior Sale	Nov 14, 2001 · Amount on File
Deed Document Number	200442066
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 21, 2026
Property Address	941 OAK ST, WINNETKA, IL 60093-2440
Document Number	0000020270
Instrument Date	Aug 14, 2026
Instrument	202620270
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 OAK ST, WINNETKA, IL 60093-2440

Mortgage

Document Number	0000020270,
Date	Aug 21, 2026
Instrument	202620270

Lender

Name	PARTNERSHIP FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	941 OAK ST, WINNETKA, IL 60093-2440
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008632018
Date	Mar 27, 2026
Instrument	2608632018

Lender

Name	PARTNERSHIP FINANCIAL CU
Type	Credit Union
Address	MORTON GROVE, IL 60053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	941 OAK ST, WINNETKA, IL 60093-2440
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 OAK ST, WINNETKA, IL 60093-2440
Investor	Possibly a Property Investor

Mortgage

Document Number	0028910000
Date	Oct 16, 2023
Instrument	2328910000

Lender

Name	PARTNERSHIP FINANCIAL CU
Type	Credit Union
Address	EVANSTON, IL 60201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Margin	1
Max Rate	12%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	941 OAK ST, WINNETKA, IL 60093-2440
Document Number	1823219419
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 OAK ST WINNETKA IL 600932440, WINNETKA, IL 60093-2440

Mortgage

Document Number	1823219419
Date	Aug 20, 2018
Instrument	23219419

Lender

Name	PARTNERSHIP FIN'L CU
Address	KENILWORTH, IL 60043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 19, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,000 Land $14,950 Building $51,050	$660,000 Land $149,500 Building $510,500
2023	$11,982.00 (+6.44%)
2022	$11,257.00 Homeowner's exemption	$55,000 Land $12,650 Building $42,350	$550,000 Land $126,500 Building $423,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 941 Oak St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	14 (1980–2016)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 941 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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