941 Lower Mill Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 941 Lower Mill Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 1996
Lot Size	0.509 acres (22,191 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2025)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`091P E 001.01`

Property Details

APN / Parcel Number

Primary APN	`091P E 001.01`
Alternative APN	`0000022030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,191 sqft (0.509 acres)
Lot Dimensions	170 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000022030
Old Parcel Number	091P E 00101
Street Address	941 LOWER MILL RD
City	HIXSON
State	TN
Zip	37343-2891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 72 KINGSRIDGE SUB #2 26-165
Legal Subdivision	KINGSRIDGE #2
Legal Lot Number	72
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2002
Census Tract	10431

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	941 LOWER MILL RD, HIXSON, TN 37343-2891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Mar 12, 2001 · Amount on Record
Deed Document Number	2025040700197
Deed Book / Page	13884 / 510
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 7, 2025
Property Address	941 LOWER MILL RD, HIXSON, TN 37343-2891
Document Number	0000000197
Book / Page	13884 / 510
Map Reference	MB 26 PG 165
Instrument Date	Apr 4, 2025
Instrument	2025040700197
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTONW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 LOWER MILL RD, HIXSON, TN 37343-2891

Mortgage

Document Number	0013884514
Date	Apr 7, 2025
Instrument	13884/514

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	941 LOWER MILL RD, HIXSON, TN 37343-2891
Document Number	0427000043
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 LOWER MILL RD HIXSON TN 373432891, HIXSON, TN 37343-2891

Mortgage

Document Number	0427000043
Date	Apr 27, 2020
Book Page	011980/000646
Instrument	200427000043

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00 (-2.55%)	$70,725 (+43.9%)	$282,900 (+43.9%) Land $45,000 Building $237,900
2024	$1,099.00	$49,150 (-)	$196,600 (-) Land $30,000 Building $166,600
2023	$1,099.00	$49,150 (-)	$196,600 (-) Land $30,000 Building $166,600
2022	$1,099.00	$49,150	$196,600 Land $30,000 Building $166,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1995–2003)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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