941 Low Ground Rd, Guyton, GA 31312 Property Records

Effingham County property record for 941 Low Ground Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,510 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Aug 2024)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03930-036-000`

Property Details

APN / Parcel Number

Primary APN	`03930-036-000`
Alternative APNs	`00780007K02` `03930036` `11623`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,510 sqft Heated Area
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	217,800 sqft (5 acres)
Terrain	Wet

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11623
Street Address	941 LOW GROUND RD
City	GUYTON
State	GA
Zip	31312-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.00 AC
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4004
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	941 LOW GROUND RD, GUYTON, GA 31312-5138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Jan 17, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage BELL BANK
Nov 12, 2021	Warranty Deed, Transfer
Nov 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Book / Page	2925 / 577
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	002742/560
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	941 LOW GROUND RD, GUYTON, GA 31312-5138
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 LOW GROUND RD, GUYTON, GA 31312-5138

Mortgage

Document Number	0000002884/0000000989
Date	Dec 6, 2023
Book Page	0000002884/0000000989

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	941 LOW GROUND RD, GUYTON, GA 31312-5138
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 LOW GROUND RD, GUYTON, GA 31312-5138

Mortgage

Document Number	0000002827/0000000360
Date	Jan 17, 2023
Book Page	0000002827/0000000360
Instrument	000364

Lender

Name	UNITED TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	941 LOW GROUND RD, GUYTON, GA 31312-5138
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 LOW GROUND RD, GUYTON, GA 31312-5138

Mortgage

Document Number	0000002739/0000000956
Date	Nov 3, 2021
Book Page	0000002739/0000000956
Instrument	013412

Lender

Name	BELL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 12, 2021
Property Address	941 LOW GROUND RD, GUYTON, GA 31312-5138
Document Number	002742/560
Book / Page	2742 / 560
Instrument Date	Nov 12, 2021
Instrument	2021-003722
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 LOW GROUND RD, GUYTON, GA 31312-5138

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 3, 2021
Property Address	941 LOW GROUND RD, GUYTON, GA 31312-5138
Document Number	002739/955
Book / Page	2739 / 955
Instrument Date	Nov 3, 2021
Instrument	2021-003640
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 LOW GROUND RD, GUYTON, GA 31312-5138

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,368 (-4.45%) Land $85,510 Building $70,858	$390,920 (-4.45%) Land $213,776 Building $177,144
2025	$4,706.00 (+864.34%) Homeowner's exemption	$163,655 (+14.91%) Land $85,510 Building $78,145	$409,138 (+14.91%) Land $213,776 Building $195,362
2024	$488.00 (+18.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$142,426 (+2.43%) Land $66,636 Building $75,790	$356,065 (+2.43%) Land $166,590 Building $189,475
2023	$413.00 (+6.44%) Homeowner's exemption	$139,052 (+32.9%) Land $66,636 Building $72,416	$347,629 (+32.9%) Land $166,590 Building $181,039
2022	$388.00 Homeowner's exemption	$104,631 Land $32,215 Building $72,416	$261,576 Land $80,537 Building $181,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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