St. Clair County property record for 941 Howard St, Algonac, MI 48001 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1978 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jan 2023) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jan 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-113-0018-000 |
| Primary APN | 74-01-113-0018-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 880 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 941 HOWARD ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 & W'LY 25' OF LOT 19 ALGONAC ASSESSOR'S REPLAT OF LOTS 51 TO 60 INC & A PART OF LOT 50 ALGONAC ASSESSOR'S PLAT |
| Legal Subdivision | ALGONAC ASSESSORS PLAT |
| Legal Lot Number | 20,19 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-113-0018-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 941 HOWARD ST, ALGONAC, MI 48001-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Jan 03, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Prior Sale | Jul 10, 2015 · Amount on Record |
| Deed Document Number | 2023883 |
| Deed Book / Page | 5592 / 533 |
| Prior Transfer Date | Dec 10, 2021 |
| Prior Transfer Doc | 0005470360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 18, 2023 |
| Property Address | 941 HOWARD ST, ALGONAC, MI 48001-1249 |
| Document Number | 0005592533 |
| Book / Page | 5592 / 533 |
| Map Reference | LB 60 PG 8 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2023000883 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8760 S CHANNEL DR, HARSENS ISLAND, MI 48028-9768 |
| Name | Verified Name |
|---|---|
| Address | 941 HOWARD ST, ALGONAC, MI 48001-1249 |
| Document Number | 2023000884 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023000884 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 03, 2022 |
| Property Address | 941 HOWARD ST, ALGONAC, MI 48001-1249 |
| Document Number | 0005470360 |
| Book / Page | 5470 / 360 |
| Map Reference | LB 60 PG 8 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2022000012 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 941 HOWARD ST, 941, ALGONAC, MI 48001-1249 |
| Name | Verified Name |
|---|---|
| Address | 8760 S CHANNEL DR, HARSENS ISLAND, MI 48028-9768 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 (-26.18%) | $76,200 (+15.28%) | |
| 2024 | $4,038.00 (+13.3%) | $152,400 (+15.28%) | |
| 2023 | $66,100 | ||
| 2022 | $3,564.00 | $132,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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