941 Gavagan Rd, Jacksonville (Atlantic Beach), FL 32233 Property Records

Duval County property record for 941 Gavagan Rd, Jacksonville, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1993
Lot Size0.103 acres (4,492 sqft)
Owner2 Individual Names on File
Last Sale$333,600 (Nov 2023)
Tax Bill$4,554 (2025)
Deeds & MortgagesAug 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN168846-2010

Property Details

APN / Parcel Number

Primary APN168846-2010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area1,862 sqft
1st Floor Area1,404 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,492 sqft (0.103 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address941 GAVAGAN RD
CityJACKSONVILLE
StateFL
Zip32233-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description47-44 37-2S-29E CYPRESS CREEK UNIT 1 LOT 2
Legal Range29E
Legal Township02S
Legal Section37
Legal SubdivisionCYPRESS CREEK UNIT 01
Legal Block3
Legal Lot Number2
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group3
Census Block3008
Census Tract13904

Owner

941 Gavagan Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address941 GAVAGAN RD, JACKSONVILLE, FL 32233-2930
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CREDIT UNION
Nov 22, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 22, 2019Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on File
Deed SaleNov 22, 2023 · Amount on File
Prior SaleApr 22, 2019 · Amount on File
Deed Document Number2023242175
Deed Book / Page20879 / 119
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateAug 26, 2026
Property Address941 GAVAGAN RD, JACKSONVILLE, FL 32233-2930
Document Number0000201100
Book / Page22032 / 2318
Instrument DateAug 21, 2026
Instrument2026201100
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address941 GAVAGAN RD, JACKSONVILLE, FL 32233-2930

Mortgage

Document Number0000201100,
DateAug 26, 2026
Book Page22032/2318
Instrument2026201100
Lender
NameSPACE COAST CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 22, 2023
Property Address941 GAVAGAN RD, JACKSONVILLE, FL 32233-2930
Document Number0208790119
Book / Page20879 / 119
Map ReferenceMB 47 PG 44
Instrument DateNov 20, 2023
Instrument2023242175
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,335.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address168 SARAH VICTORIA DR, BELLE CHASSE, LA 70037-4144

Transferred To (Grantee/Buyer)

NameVerified Name
Address941 GAVAGAN RD, JACKSONVILLE, FL 32233-2930

Mortgage

Document Number0020879121
DateNov 22, 2023
Instrument20879/121
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 22, 2019
Property Address941 GAVAGAN RD, JACKSONVILLE, FL 32233-2930
Document Number0187631053
Book / Page018763 / 001053
Instrument DateApr 18, 2019
Instrument90974
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,414.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address941 GAVAGAN RD JACKSONVILLE FL 322332930, JACKSONVILLE, FL 32233-2930

Mortgage

Document Number187631056
DateApr 22, 2019
Book Page018763/001056
Instrument90975
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueApr 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 941 Gavagan Rd was $4,554 with a homeowner's exemption, up 6.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,064 (+2.7%)$304,475 (-1.2%) Land $100,915 Building $203,560
2025$4,554.00 (+6.43%) Homeowner's exemption$276,596$308,163 Land $100,000 Building $208,163
2024$4,279.00 (+1.33%)
2023$4,223.00 (+18.56%)$245,016 (+18.67%) Land $100,000 Building $145,016$245,016 (+18.67%) Land $100,000 Building $145,016
2022$3,562.00$206,472 Land $68,000 Building $138,472$206,472 Land $68,000 Building $138,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 941 Gavagan Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims4 (2016–2022)
Claims Outside the SFHA2 of 4
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 941 Gavagan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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