941 Edwards Rd, Starke, FL 32091 Property Records

Bradford County property record for 941 Edwards Rd, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 2012
OwnerIndividual Name on Record
Last Sale$111,500 (Mar 2019)
Tax Bill$2,299 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2019 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN04158-0-00000

Property Details

APN / Parcel Number

Primary APN04158-0-00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Heated Area
Gross Area1,124 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address941 EDWARDS RD
CitySTARKE
StateFL
Zip32091-3870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description29 6S 22 COM AT SE COR OF SW1/4 OF SE1/4 RUN W 419' FOR POB, CONT W 90', N 112', E 90', S 112' TO POB
Legal Range22E
Legal Township06S
Legal Section29
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group1
Census Block1028
Census Tract201

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address941 EDWARDS RD, STARKE, FL 32091-3870
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 1, 2019Warranty Deed, Transfer · Stand-Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2019 · Amount on Record
Deed SaleMar 1, 2019 · Amount on Record
Prior SaleOct 17, 2011 · Amount on Record
Deed Document Number201904001867
Deed Book / Page1779 / 200
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address941 EDWARDS RD, STARKE, FL 32091-3870
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address941 EDWARDS RD, STARKE, FL 32091-3870

Mortgage

Document Number0004004218
DateApr 29, 2022
Book Page1968/148
Instrument202204004218
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2052

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateMar 1, 2019
Property Address941 EDWARDS RD, STARKE, FL 32091-3870
Document Number0004001867
Book / Page1779 / 200
Instrument DateDec 31, 2018
Instrument201904001867
Transaction TypeTransfer
Record UpdatedJan 7, 2022
Title CompanySONSHINE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 S LAKEWOOD DR, 207, STARKE, FL 32091-6376

Transferred To (Grantee/Buyer)

NameVerified Name
Address941 EDWARDS RD, STARKE, FL 32091-3870

Mortgage

Document Number0004001869
DateMar 1, 2019
Instrument201904001869
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,299.00 (+8.24%)$127,990 (+4.69%) Land $28,000 Building $99,990$127,990 (+4.69%) Land $28,000 Building $99,990
2024$2,124.00 (+8.04%)$122,258 (+13.18%) Land $28,000 Building $94,258$122,258 (+13.18%) Land $28,000 Building $94,258
2023$1,966.00 (+12.86%)$108,020 (+22.77%) Land $20,000 Building $88,020$108,020 (+22.77%) Land $20,000 Building $88,020
2022$1,742.00$87,988 Land $13,000 Building $74,988$87,988 Land $13,000 Building $74,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims16 (2012–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 14 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STARKE
serves 6,800 people · EPA ID FL2040211
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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