941 Cedar St, Montara, CA 94037 Property Records

San Mateo County property record for 941 Cedar St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,360 sqft · built 1985
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Company Names on Record
Last Sale	$1,450,000 (May 2022)
Tax Bill	$18,984 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-161-200`

Property Details

APN / Parcel Number

Primary APN	`036-161-200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	710 sqft
2nd Floor Area	650 sqft
Family Room	Family Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	941 CEDAR ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 42 & 43 BLK 56 MONTARA AMEND & SUPP RSM 5/35
Legal Subdivision	MONTARA AMEND & SUPP
Legal Block	56
Legal Lot Number	42,43
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4001
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 20, MILLBRAE, CA 94030-0020
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Mar 29, 2022	Intrafamily Transfer, Transfer
Jun 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	202238654
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0000090210
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 9, 2022
Property Address	941 CEDAR ST, MONTARA, CA 94037
Document Number	0000038654
Map Reference	MB 5 PG 35
Instrument Date	Apr 25, 2022
Instrument	2022-038654
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 20, MILLBRAE, CA 94030-0020

Mortgage

Document Number	0000038655
Date	May 9, 2022
Instrument	2022-038655

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 29, 2022
Property Address	941 CEDAR ST, MONTARA, CA 94037
Document Number	0000026941
Map Reference	MB 5 PG 35
Instrument Date	Mar 24, 2022
Instrument	2022-026941
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 370804, MONTARA, CA 94037-0804

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 11, 2021
Property Address	941 CEDAR ST, MONTARA, CA 94037
Document Number	0000090210
Map Reference	MB 5 PG 35
Instrument Date	Apr 22, 2021
Instrument	2021-090210
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 LOS CERROS DR, GREENBRAE, CA 94904-1118

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,000 (-3.99%) Land $905,500 Building $394,500
2025	$18,984.00 (+14.18%)	$1,354,000 (+10.08%) Land $943,000 Building $411,000
2024	$16,627.00 (+1.58%)
2023	$16,369.00 (-1.93%)	$1,230,000 Land $857,000 Building $373,000	$1,106,820
2022	$16,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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