941 Breakwater Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 941 Breakwater Dr, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,319 sqft · built 1987
Lot Size	0.027 acres (1,160 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2021)
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-546-90054186`

Property Details

APN / Parcel Number

Primary APN	`06-546-90054186`
Alternative APNs	`654690054186` `54690054186`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,319 sqft Living Area
1st Floor Area	673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,160 sqft (0.027 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	27 sqft
Deck Area	360 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54690054186
Street Address	941 BREAKWATER DR
City	ANNAPOLIS
State	MD
Zip	21403-3488
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 2 BLDG G PH I PL MARINERS LANDING
Legal Subdivision	MARINERS LANDING
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	706304

Owner

941 Breakwater Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	941 BREAKWATER DR, ANNAPOLIS, MD 21403-3488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
Jun 12, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 29, 2021	Re-recorded Document VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Book / Page	36657 / 332
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0366570332
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	941 BREAKWATER DR, ANNAPOLIS, MD 21403-3488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 BREAKWATER DR, ANNAPOLIS, MD 21403-3488

Mortgage

Document Number	0351740028
Date	Sep 8, 2020
Book Page	35174/28

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 12, 2019
Property Address	941 BREAKWATER DR, ANNAPOLIS, MD 21403-3488
Document Number	0332280125
Book / Page	33228 / 125
Map Reference	MB 106 PG 42 PL 5517
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	941 BREAKWATER DR, ANNAPOLIS, MD 21403-3488

Mortgage

Document Number	33228132
Date	Jun 12, 2019
Instrument	33228/132

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 29, 2021
Property Address	941 BREAKWATER DR, ANNAPOLIS, MD 21403-3488
Document Number	0366570332
Book / Page	36657 / 332
Map Reference	MB 106 PG 42 PL 5517
Instrument Date	May 24, 2019
Record Updated	Jun 7, 2021
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	941 BREAKWATER DR, ANNAPOLIS, MD 21403-3488

Tax Assessment & Valuation

The 2025 property tax bill for 941 Breakwater Dr was $4,427 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,200 Land $185,000 Building $159,200	$344,200 Land $185,000 Building $159,200
2025	$4,427.00
2023	$3,996.00 Homeowner's exemption	$278,300 Land $130,000 Building $148,300	$278,300 Land $130,000 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 941 Breakwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 units insured incl. 18 condo units
Nearby Flood Claims	1 (2020)
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 941 Breakwater Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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