941 Ambrose Rucker Rd, Monroe, VA 24574 Property Records

Amherst County property record for 941 Ambrose Rucker Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1919
Lot Size	30.1 acres (1,315,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jan 2025)
Tax Bill	$2,209 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107 A 16`

Property Details

APN / Parcel Number

Primary APN	`107 A 16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,315,338 sqft (30.1 acres)
Terrain	Wooded
Porch	Patio
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	941 AMBROSE RUCKER RD
City	MONROE
State	VA
Zip	24574-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MONTROSE FRUIT FARMS ON AMBROSE RU CKER RD 107 A 16
Legal Subdivision	AMHERST CIRCUIT COURT ON
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3002
Census Tract	10300

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	941 AMBROSE RUCKER RD, MONROE, VA 24574-2178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Jun 26, 2019	Warranty Deed, Transfer NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	202583
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	941 AMBROSE RUCKER RD, MONROE, VA 24574-2178
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 AMBROSE RUCKER RD, MONROE, VA 24574-2178

Mortgage

Document Number	0250003140
Date	Oct 15, 2025
Instrument	250003140

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 19, 2022
Property Address	941 AMBROSE RUCKER RD, MONROE, VA 24574-2178
Document Number	0220003037
Instrument Date	Aug 16, 2022
Instrument	220003037
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 AMBROSE RUCKER RD, MONROE, VA 24574-2178

Mortgage

Document Number	0220003038
Date	Aug 19, 2022
Instrument	220003038

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jun 26, 2019
Property Address	941 AMBROSE RUCKER RD, MONROE, VA 24574-2178
Document Number	0190001730
Instrument Date	Jun 19, 2019
Instrument	190001730
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 EVINGTON RD, EVINGTON, VA 24550-4104

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,209.00 (+20.64%)	$300,300 (-) Land $112,600 Building $187,700	$394,600 (+31.4%) Land $135,100 Building $259,500
2025	$1,831.00
2024		$300,300 (-) Land $112,600 Building $187,700	$300,300 (-) Land $112,600 Building $187,700
2023	$1,831.00	$300,300 Land $112,600 Building $187,700	$300,300 Land $112,600 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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