9409 Raintree Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 9409 Raintree Ln, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,540 sqft · built 1987
Lot Size	0.365 acres (15,938 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Oct 2020)
Tax Bill	$5,506 (2023)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-142-98`

Property Details

APN / Parcel Number

Primary APN	`225-142-98`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,540 sqft Heated Area
Gross Area	3,206 sqft
1st Floor Area	1,215 sqft
Upper Floors Area	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,938 sqft (0.365 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	272 sqft
Deck Area	16 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	225-142-98
Street Address	9409 RAINTREE LN
City	CHARLOTTE
State	NC
Zip	28277-9880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15PUD
Legal Description	L338M18-201
Legal Subdivision	DEERPARK
Legal Lot Number	338M
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	5817

Owner

9409 Raintree Ln is owned and occupied by an individual who bought it in October 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9409 RAINTREE LN, CHARLOTTE, NC 28277-9880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage DIRECT HOME LOANS LLC
May 22, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	0035215833
Deed Book / Page	35215 / 833
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9409 RAINTREE LN, CHARLOTTE, NC 28277-9880
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000110161
Date	Oct 28, 2025
Book Page	39961/803
Instrument	2025110161

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 22, 2020
Property Address	9409 RAINTREE LN, CHARLOTTE, NC 28277-9880
Document Number	0000175482
Book / Page	35215 / 833
Map Reference	MB 18 PG 201
Instrument Date	Oct 22, 2020
Instrument	2020175482
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15827 WHITE ST UNIT 101, 15827, CHARLOTTE, NC 28278-0193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9409 RAINTREE LN, CHARLOTTE, NC 28277-9880
Investor	Possibly a Property Investor

Mortgage

Document Number	0000175483
Date	Oct 22, 2020
Instrument	2020175483

Lender

Name	DIRECT HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 22, 2017
Property Address	9409 RAINTREE LN, CHARLOTTE, NC 28277-9880
Document Number	0000067066
Book / Page	31818 / 371
Map Reference	MB18 PG201
Instrument Date	May 22, 2017
Instrument	2017067066
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$766.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2069 TIMMERMAN RD, 2069, MYRTLE BEACH, SC 29588-5467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9409 RAINTREE LN, CHARLOTTE, NC 28277-9880

Mortgage

Document Number	0000067067
Date	May 22, 2017
Instrument	2017067067

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	5 Years
Min Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 9409 Raintree Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Oct 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9409 Raintree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Windstream.

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