9409 Garwood St, Silver Spring, MD 20901 Property Records

Montgomery County property record for 9409 Garwood St, Silver Spring, MD 20901

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,185 sqft · built 1933
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Jun 2026)
Tax Bill$7,831 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01013018

Property Details

APN / Parcel Number

Primary APN13-01013018
Alternative APN
  • 01013018

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,185 sqft Living Area
1st Floor Area939 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleMulti-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area200 sqft
Bath House200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number01013018
Street Address9409 GARWOOD ST
CitySILVER SPRING
StateMD
Zip20901-2937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionINDIAN SPRING PARK
Legal SubdivisionINDIAN SPRING PARK
Legal Block11
Legal Lot Number12
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1001
Census Tract702200

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9409 GARWOOD ST, SILVER SPRING, MD 20901-2937
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Personal Representative Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORPORATION
Apr 19, 2021Deed, Transfer
KVS TITLE LLC
Jul 25, 2018Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on File
Deed SaleJun 30, 2026 · Amount on File
Prior SaleApr 19, 2021 · Amount on File
Deed Book / Page70674 / 402
Prior Transfer DateAug 23, 2013
Prior Transfer Doc0477020158
Record UpdatedSep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMONTGOMERY MD
Recording DateJun 30, 2026
Property Address9409 GARWOOD ST, SILVER SPRING, MD 20901-2937
Document Number7067000402
Book / Page70674 / 402
Instrument DateJun 2, 2026
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$727,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9409 GARWOOD ST, SILVER SPRING, MD 20901-2937

Mortgage

Document Number7067000411,
DateJun 30, 2026
Book Page70674/411
Lender
NameFIRST HOME MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateApr 19, 2021
Property Address9409 GARWOOD ST, SILVER SPRING, MD 20901-2937
Document Number0626170241
Book / Page62617 / 241
Map ReferenceMB 4 PL 345
Instrument DateMar 31, 2021
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyKVS TITLE LLC

Transaction

AmountAmount on Record
Tax$9,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9409 GARWOOD ST, SILVER SPRING, MD 20901-2937

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJul 25, 2018
Property Address9409 GARWOOD ST, SILVER SPRING, MD 20901-2937
Document Number0563570129
Book / Page56357 / 129
Map ReferenceMB4 PL345
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyKVS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9409 GARWOOD ST, SILVER SPRING, MD 20901-2937

Mortgage

Document Number0056357136
DateJul 25, 2018
Instrument56357/136
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$717,967 (+7.27%)$766,600 (-) Land $277,600 Building $489,000
2025$7,831.00 (-0.57%)$669,333 (+9.45%)$766,600 (+23.51%) Land $277,600 Building $489,000
2024$7,876.00 (+19.19%)
2023$611,533$620,700 Land $227,600 Building $393,100
2022$6,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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