Charlotte County property record for 9409 Agate St, Port Charlotte, FL 33981
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,250 sqft · built 2023 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,142 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 412120328006 |
| Primary APN | 412120328006 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 3,074 sqft |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,999 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9409 AGATE ST |
|---|---|
| City | PORT CHARLOTTE |
| State | FL |
| Zip | 33981-3832 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RMF10 |
| Legal Description | PORT CHARLOTTE SEC78 BLK4415 LT 42 548/1710 1867/1919 DC3593/216-FKP 3598/1117 4264/1335 4791/70 |
| Legal Range | 21E |
| Legal Township | 41S |
| Legal Section | 20 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Block | 4415 |
| Legal Lot Number | 42 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2156 |
| Census Tract | 30501 |
Source: Charlotte County records · APN 412120328006
Assessment roll updated November 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1010 JORIE BLVD, OAK BROOK, IL 60523-2215 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 06, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC |
| Dec 01, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 9409 AGATE ST, PORT CHARLOTTE, FL 33981-3832 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 508 HIGHLAND RD, HINSDALE, IL 60521-4734 |
| Document Number | 0003345720 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 3345720 |
| Name | RCN CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 9409 AGATE ST, PORT CHARLOTTE, FL 33981-3832 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 508 HIGHLAND RD, HINSDALE, IL 60521-4734 |
| Document Number | 0003344220 |
|---|---|
| Date | Dec 01, 2023 |
| Instrument | 3344220 |
| Name | RCN CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,142.00 (+17.83%) | $428,400 (+1,247.59%) Land $42,500 Building $385,900 | $428,400 (+821.29%) Land $42,500 Building $385,900 |
| 2024 | $6,910.00 (+710.08%) | ||
| 2023 | $853.00 (+25.44%) | $31,790 (+1%) | $46,500 (+60.9%) Land $46,500 |
| 2022 | $680.00 | $28,900 Land $28,900 | $28,900 Land $28,900 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 892 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 892 in force |
| Nearby Flood Claims | 37 (2022–2024) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| TPC ACC Acquisition Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| ALTIUS Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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