9408 Megans Way, Mcloud, OK 74851 Property Records

Cleveland County property record for 9408 Megans Way, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$434,000 (Jun 2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OJC1WTCS2 4 2001`

Property Details

APN / Parcel Number

Primary APN	`OJC1WTCS2 4 2001`
Alternative APNs	`R0176194` `176194`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	176194
Street Address	9408 MEGANS WAY
City	MCLOUD
State	OK
Zip	74851-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE TAIL CROSSINGS II LT 2 BLK 4
Legal Range	01E
Legal Township	10
Legal Section	01
Legal Subdivision	WHITE TAIL CROSSINGS II
Legal Block	4
Legal Lot Number	2
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	4
Census Block	4000
Census Tract	202302

Owner

9408 Megans Way is owned and occupied by two individuals who bought it in June 2026.

Source: Cleveland County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9408 MEGANS WAY, MCLOUD, OK 74851-5110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK AND TRUST COMPANY
Apr 28, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage KELLER MTG
Oct 9, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Apr 28, 2020 · Amount on File
Deed Document Number	202617891
Deed Book / Page	6981 / 1040
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 18, 2026
Property Address	9408 MEGANS WAY, MCLOUD, OK 74851-5110
Document Number	0000017891
Book / Page	6981 / 1040
Instrument Date	Jun 3, 2026
Instrument	202617891
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,751.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9408 MEGANS WAY, MCLOUD, OK 74851-5110

Mortgage

Document Number	0000017892,
Date	Jun 18, 2026
Instrument	202617892

Lender

Name	FIRST UNITED BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 28, 2020
Property Address	9408 MEGANS WAY, MCLOUD, OK 74851-5110
Document Number	0000012437
Book / Page	006047 / 001380
Instrument Date	Apr 23, 2020
Instrument	12437
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2020
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9408 MEGANS WAY MCLOUD OK 748515110, MCLOUD, OK 74851-5110

Mortgage

Document Number	12438
Date	Apr 28, 2020
Book Page	006047/001382
Instrument	12438

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

October 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 9, 2019
Property Address	9408 MEGANS WAY, MCLOUD, OK 74851-5110
Document Number	0000032346
Book / Page	005976 / 001258
Instrument Date	Oct 8, 2019
Instrument	32346
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 OLD LANTERN WAY CHOCTAW OK 730209745, CHOCTAW, OK 73020-9745

Mortgage

Document Number	32347
Date	Oct 9, 2019
Book Page	005976/001259
Instrument	32347

Lender

Name	BANCFIRST
Type	Bank
Address	MIDWEST CITY, OK 73110

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$40,012 Land $5,454 Building $34,558	$407,116 Land $55,500 Building $351,616
2023	Homeowner's exemption	$37,335 Land $4,060 Building $33,275	$349,553 Land $38,016 Building $311,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9408 Megans Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9408 Megans Way is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

May also be available: CVEC Fiber, Verizon, Vyve Broadband.

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