9407 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9407 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,748 sqft · built 2005
Lot Size	0.062 acres (2,680 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Nov 2006)
Tax Bill	$7,111 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-243200`

Property Details

APN / Parcel Number

Primary APN	`07-243200`
Alternative APN	`243200`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,748 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,680 sqft (0.062 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	243200
Street Address	9407 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LT 12166 SEC M11-M13 2,680 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Lot Number	12166
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2011
Census Tract	750701

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9407 PENROSE ST, FREDERICK, MD 21704-7311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Sep 9, 2021	Correction Deed
May 17, 2021	Intrafamily Transfer, Transfer
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2006 · Amount on Record
Deed Sale	Nov 29, 2006 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	200667969
Deed Book / Page	6332 / 717
Last Transfer Date	Jun 4, 2021
Transfer Doc	0152720199
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 13, 2025
Property Address	9407 PENROSE ST, FREDERICK, MD 21704-7311
Document Number	0176010401
Book / Page	17601 / 401
Map Reference	MB 77 PG 109
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9407 PENROSE ST, FREDERICK, MD 21704-7311

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 9, 2021
Property Address	9407 PENROSE ST, FREDERICK, MD 21704-7311
Document Number	0152720199
Book / Page	15272 / 199
Map Reference	MB 77 PG 109
Instrument Date	Jun 4, 2021
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9407 PENROSE ST, FREDERICK, MD 21704-7311

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 17, 2021
Property Address	9407 PENROSE ST, FREDERICK, MD 21704-7311
Document Number	0148900463
Book / Page	14890 / 463
Map Reference	MB 77 PG 109
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	9407 PENROSE ST, FREDERICK, MD 21704-7311

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9407 PENROSE ST, FREDERICK, MD 21704-7311
Document Number	0143400283
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, TWFG NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9407 PENROSE ST FREDERICK MD 217047311, FREDERICK, MD 21704-7311

Mortgage

Document Number	0143400283
Date	Dec 8, 2020
Book Page	014340/000283

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 7, 2040

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,700 (+8.44%)	$586,000 (-) Land $170,000 Building $416,000
2025	$7,111.00 (+6.92%)	$501,400 (+17.52%)	$586,000 (+27.64%) Land $170,000 Building $416,000
2024	$6,651.00 (+9.36%)
2023	$6,082.00	$426,667	$459,100 Land $135,000 Building $324,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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