9406 Wetsand Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9406 Wetsand Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,417 sqft · built 1993
Lot Size	0.226 acres (9,828 sqft)
Owner	Company Name on Record
Last Sale	$840,000 (Aug 2017)
Tax Bill	$11,787 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 8 more
Flood Zone	Zone X (moderate risk)
APN	`783-40-013`

Property Details

APN / Parcel Number

Primary APN	`783-40-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,063 sqft
2nd Floor Area	828 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	9,828 sqft (0.226 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9406 WETSAND CT
City	GILROY
State	CA
Zip	95020-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8562 BOOK 647 PAGE 13 PAGE 15 LOT 62
Legal Subdivision	TRACT NO 8562
Legal Tract	8562
Legal Lot Number	62
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1017
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9406 WETSAND CT, GILROY, CA 95020-8108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 18, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC
May 13, 2020	Quit Claim Deed, Transfer QUICKEN LNS
May 13, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Sep 27, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Sep 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 5, 2019	Loan Modification, Mortgage · Conventional Mortgage BANK OF THE WEST
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 16, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	201723727622
Last Transfer Date	Feb 11, 2021
Transfer Doc	0024836623
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 17, 2021
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024835357
Map Reference	MB 647 PG 13-15
Instrument Date	Feb 11, 2021
Instrument	24835357
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9406 WETSAND CT, GILROY, CA 95020-8108

Mortgage

Document Number	0024835358
Date	Feb 17, 2021
Instrument	24835358

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 18, 2021
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024836623
Map Reference	MB 647 PG 13-15
Instrument Date	Feb 11, 2021
Instrument	24836623
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9406 WETSAND CT, GILROY, CA 95020-8108

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 13, 2020
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024478578
Instrument Date	Apr 28, 2020
Instrument	24478578
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9406 WETSAND CT GILROY CA 950208108, GILROY, CA 95020-8108

Mortgage

Document Number	24478580
Date	May 13, 2020
Instrument	24478580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 13, 2020
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024478581
Instrument Date	Apr 28, 2020
Instrument	24478581
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9406 WETSAND CT GILROY CA 950208108, GILROY, CA 95020-8108

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 27, 2019
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024291592
Instrument Date	Sep 20, 2019
Instrument	24291592
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9406 WETSAND CT GILROY CA 950208108, GILROY, CA 95020-8108

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 27, 2019
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024291588
Map Reference	MB 647 PG 13-15
Instrument Date	Sep 20, 2019
Instrument	24291588
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9406 WETSAND CT, GILROY, CA 95020-8108

Mortgage

Document Number	0024291589
Date	Sep 27, 2019
Instrument	24291589

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024291591
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9406 WETSAND CT GILROY CA 950208108, GILROY, CA 95020-8108

Mortgage

Document Number	0024291591
Date	Sep 27, 2019
Instrument	24291591

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN JOSE, CA 95127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0024090811
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9406 WETSAND CT GILROY CA 950208108, GILROY, CA 95020-8108

Mortgage

Document Number	0024090811
Date	Jan 2, 2019
Instrument	24090811

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 15, 2017
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0023754130
Instrument Date	Aug 23, 2017
Instrument	23754130
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9406 WETSAND CT GILROY CA 950208108, GILROY, CA 95020-8108

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 16, 2017
Property Address	9406 WETSAND CT, GILROY, CA 95020-8108
Document Number	0023727622
Instrument Date	Aug 4, 2017
Instrument	23727622
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9406 WETSAND CT #95020 GILROY CA 950208108, 95020, GILROY, CA 95020-8108

Mortgage

Document Number	23727623
Date	Aug 16, 2017
Instrument	23727623

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$974,885 (+2%) Land $389,954 Building $584,931
2025	$11,787.00 (+2.18%)	$955,770 (+4.04%) Land $382,308 Building $573,462
2023	$11,536.00 (+1.66%)	$918,658 Land $367,463 Building $551,195
2022	$11,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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