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9406 Desert Cloud Ct, Houston, TX 77040 Property Records

Harris County property record for 9406 Desert Cloud Ct, Houston, TX 77040

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,499 sqft · built 1999
Lot Size0.272 acres (11,853 sqft)
Owner2 Individual Names on File
Last Sale$338,900 (Feb 2001)
Tax Bill$2,803 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN120-410-002-0028

Property Details

APN / Parcel Number

Primary APN120-410-002-0028

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,499 sqft Living Area
1st Floor Area2,113 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area11,853 sqft (0.272 acres)
View / LotPrimary
Garage TypeDetached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
Pool Area480 sqft
PorchOpen Frame Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1204100020028
Street Address9406 DESERT CLOUD CT
CityHOUSTON
StateTX
Zip77040-6909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 28 BLK 2 LAUREL CREEK SEC 4
Legal SubdivisionLAUREL CREEK SEC 4
Legal Block2
Legal Lot Number28
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1000
Census Tract534205

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9406 DESERT CLOUD CT, HOUSTON, TX 77040-6909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2001 · Amount on File
Deed SaleFeb 19, 2001 · Amount on File
Prior SaleFeb 19, 2001
Deed Document Number2001884714
Deed Book / Page53748 / 232
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address9406 DESERT CLOUD CT, HOUSTON, TX 77040-6909
Document Number0000366904
Instrument DateAug 9, 2017
Transaction TypeMortgage
Record UpdatedSep 4, 2017
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9406 DESERT CLOUD CT HOUSTON TX 770406909, HOUSTON, TX 77040-6909

Mortgage

Document Number0000366904
DateAug 15, 2017
Instrument366904
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount on Record
Term180 Months
DueAug 14, 2032

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,774 (+3.38%) Land $80,315 Building $393,459$473,774 (+3.38%) Land $80,315 Building $393,459
2025$2,803.00 (-29.54%) Homeowner's exemption$458,281 (-4.71%) Land $80,315 Building $377,966$458,281 (-4.71%) Land $80,315 Building $377,966
2024$3,978.00 (+418.64%)
2023$480,921 Land $80,315 Building $400,606$480,921 Land $80,315 Building $400,606
2022$767.00 (+30.66%)
2020$587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims3 (2001–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINDFERN FOREST UTILITY DISTRICT
serves 7,170 people · EPA ID TX1010924
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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