9406 Chesapeake Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 9406 Chesapeake Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,636 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Oct 2025)
Tax Bill	$1,798 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32533`

Property Details

APN / Parcel Number

Primary APN	`32533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9406 CHESAPEAKE RD
City	GLOUCESTER
State	VA
Zip	23061-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	WOODS CROSS ROADS, LOT 1
Legal Subdivision	PLAT: PB23 379
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1021
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7824 WARE NECK RD, GLOUCESTER, VA 23061-5000
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · ARM BAYPORT CREDIT UNION
Oct 3, 2025	Deed, Transfer · Line of Credit CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Nov 8, 2010 · Amount on Record
Deed Document Number	20254164
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9406 CHESAPEAKE RD, GLOUCESTER, VA 23061-3247
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200005954
Date	Oct 26, 2020
Instrument	200005954

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 3, 2025
Property Address	9406 CHESAPEAKE RD, GLOUCESTER, VA 23061-3247
Document Number	0250004164
Map Reference	MB 23 PG 379
Instrument Date	Sep 25, 2025
Instrument	250004164
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7824 WARE NECK RD, GLOUCESTER, VA 23061-5000

Mortgage

Document Number	0250004165
Date	Oct 3, 2025
Instrument	250004165

Lender

Name	CHESAPEAKE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0250004167
Date	Oct 3, 2025
Instrument	250004167

Lender

Name	THOMAS C WHITE
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,798.00 (+157.22%)	$308,330 (+35.39%) Land $64,480 Building $243,850	$308,330 (+35.39%) Land $64,480 Building $243,850
2025	$699.00 (-47.32%)	$227,730 (-) Land $59,800 Building $167,930	$227,730 (-) Land $59,800 Building $167,930
2024	$1,327.00	$227,730 (-) Land $59,800 Building $167,930	$227,730 (-) Land $59,800 Building $167,930
2023	$1,327.00 (-11.94%)	$227,730 (+9.55%) Land $59,800 Building $167,930	$227,730 (+9.55%) Land $59,800 Building $167,930
2022	$1,507.00	$207,870 Land $75,080 Building $132,790	$207,870 Land $75,080 Building $132,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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