9405 Lariat Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9405 Lariat Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,689 sqft · built 1997
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$409,000 (Jul 2012)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-48-054`

Property Details

APN / Parcel Number

Primary APN	`783-48-054`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,689 sqft Living Area
1st Floor Area	843 sqft
2nd Floor Area	846 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9405 LARIAT DR
City	GILROY
State	CA
Zip	95020-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8563 BOOK 655 PAGE 39 PAGE 43 LOT 116
Legal Subdivision	TRACT NO 8563
Legal Tract	8563
Legal Lot Number	116
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1001
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9405 LARIAT DR, GILROY, CA 95020-8124
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2012 · Amount on Record
Deed Sale	Jul 10, 2012 · Amount on Record
Prior Sale	Apr 19, 2006 · Amount on Record
Deed Document Number	201221741350
Last Transfer Date	Dec 14, 2023
Transfer Doc	0025576804
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 19, 2023
Property Address	9405 LARIAT DR, GILROY, CA 95020-8124
Document Number	0025576804
Map Reference	MB 655 PG 39-43
Instrument Date	Dec 14, 2023
Instrument	25576804
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9405 LARIAT DR, GILROY, CA 95020-8124

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9405 LARIAT DR, GILROY, CA 95020-8124
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9405 LARIAT DR, GILROY, CA 95020-8124

Mortgage

Document Number	0024808467
Date	Jan 29, 2021
Instrument	24808467

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,713 (+2%) Land $188,401 Building $325,312
2025	$6,278.00 (+2.2%)	$503,641 (+4.04%) Land $184,707 Building $318,934
2023	$6,143.00 (+1.67%)	$484,086 Land $177,536 Building $306,550
2022	$6,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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