Worcester County property record for 9405 Lake View Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,285 sqft · built 2001 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Jun 2026) |
| Tax Bill | $3,335 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-373743 |
| Primary APN | 10-373743 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,285 sqft Total Area |
| Utility Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 181 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 373743 |
|---|---|
| Street Address | 9405 LAKE VIEW DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | LOT 61 14000 SQ FT LAKEVIEW DRIVE OCEAN REEF SUBDIV |
| Legal Subdivision | LAKEVIEW DRIVE OCEAN REEF SUB |
| Legal Lot Number | 61 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 951700 |
9405 Lake View Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9405 LAKE VIEW DR, BERLIN, MD 21811-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA |
| May 10, 2023 | Deed of Trust, Mortgage · Unknown THE FARMERS BANK OF WILLARDS |
| Dec 26, 2018 | Quit Claim Deed, Transfer · Line of Credit FARMERS BK/WILLARDS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Prior Sale | Dec 9, 2024 · Amount on File |
| Deed Book / Page | 9172 / 201 |
| Prior Transfer Date | Dec 5, 2018 |
| Prior Transfer Doc | 0073430056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jun 23, 2026 |
| Property Address | 9405 LAKE VIEW DR, BERLIN, MD 21811-2725 |
| Document Number | 9172000201 |
| Book / Page | 9172 / 201 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | CAPITAL TITLE, CAPITOL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,135.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9405 LAKE VIEW DR, BERLIN, MD 21811-2725 |
| Document Number | 9172000210, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 9172/210 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9405 LAKE VIEW DR, BERLIN, MD 21811-2725 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9405 LAKE VIEW DR, BERLIN, MD 21811-2725 |
| Document Number | 0085710196 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 8571/196 |
| Name | THE FARMERS BANK OF WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Dec 26, 2018 |
| Property Address | 9405 LAKE VIEW DR, BERLIN, MD 21811-2725 |
| Document Number | 0073430056 |
| Book / Page | 007343 / 000056 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9405 LAKE VIEW DR BERLIN MD 218112725, BERLIN, MD 21811-2725 |
| Document Number | 73430060 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 007343/000060 |
| Name | FARMERS BK/WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 9405 Lake View Dr was $3,335, down 15.3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,335.00 (-15.29%) | $361,400 (-15.28%) Land $120,200 Building $241,200 | $361,400 (-15.28%) Land $120,200 Building $241,200 |
| 2025 | $3,937.00 | $426,600 Land $120,200 Building $306,400 | $426,600 Land $120,200 Building $306,400 |
| 2023 | $3,130.00 Homeowner's exemption | $352,267 | $426,600 Land $120,200 Building $306,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9405 Lake View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 271 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 3 condo units |
| Nearby Flood Claims | 107 (1991–2012) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9405 Lake View Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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