Frederick County property record for 9405 Ernest Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,200 sqft · built 1955 |
| Lot Size | 0.99 acres (43,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,978 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-228918 |
| Primary APN | 09-228918 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,120 sqft (0.99 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Breezeway |
| Porch Area | 388 sqft |
| Breezeway | Breezeway |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 228918 |
|---|---|
| Street Address | 9405 ERNEST DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT .995 AC N/S BARTONS RD NEEL SUB |
| Legal Subdivision | NEEL SUB |
| Legal Lot Number | 995 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 751904 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9407 ERNEST DR, FREDERICK, MD 21704-6825 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,733 (+18.76%) | $344,000 (+15.36%) Land $158,900 Building $185,100 | |
| 2025 | $3,978.00 (+17.28%) | ||
| 2023 | $3,392.00 | $276,800 | $298,200 Land $146,700 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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