Louisville/Jefferson County Metro Government property record for 9405 Civic Way, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | built 2008 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (Jan 2017) |
| Tax Bill | $4,604 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21396904930000 |
| Primary APN | 21396904930000 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2008 |
|---|---|
| Lot Area | 2,400 sqft (0.055 acres) |
| Account Number | 91025970 |
|---|---|
| Street Address | 9405 CIVIC WAY |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 493 NORTON COMMONS SUBDIVISION SECTION B, PHASE 6A, PB. 53, PG. 3, 7/3/2008 OFF BLK 3846 LOT 486A 0.0551 AC +/- |
| Legal Subdivision | NORTON COMMONS SUBDIVISION |
| Legal Phase | 6A |
| Legal Block | 3846 |
| Legal Lot Number | 486A,48 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9405 CIVIC WAY, PROSPECT, KY 40059-6611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK NA |
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK LOUISVILLE |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR |
| Jan 17, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Deed Document Number | 0010802284 |
| Deed Book / Page | 10802 / 284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 9405 CIVIC WAY, PROSPECT, KY 40059-6611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9405 CIVIC WAY, PROSPECT, KY 40059-6611 |
| Document Number | 0000192203 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | M 18647/392 |
| Instrument | 2023192203 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | May 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 9405 CIVIC WAY, PROSPECT, KY 40059-6611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9405 CIVIC WAY, PROSPECT, KY 40059-6611 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021652 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | M 17906/597 |
| Instrument | 2022021652 |
| Name | FIFTH THIRD BANK LOUISVILLE |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 9405 CIVIC WAY, PROSPECT, KY 40059-6611 |
| Document Number | 0168610196 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 9405 CIVIC WAY PROSPECT KY 400596611, PROSPECT, KY 40059-6611 |
| Document Number | 0168610196 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 016861/000196 |
| Instrument | 213409 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 8, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jan 17, 2017 |
| Property Address | 9405 CIVIC WAY, PROSPECT, KY 40059-6611 |
| Document Number | 0108020284 |
| Book / Page | 010802 / 000284 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 10773 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1310 CHEROKEE RD #B1 LOUISVILLE KY 402042255, B1, LOUISVILLE, KY 40204-2255 |
| Document Number | 149100757 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 014910/000757 |
| Instrument | 10774 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,604.00 (-3.62%) | $412,600 (-) Land $60,000 Building $352,600 | |
| 2024 | $412,600 (-) Land $60,000 Building $352,600 | ||
| 2023 | $4,777.00 (-0.35%) | $412,600 (-) Land $60,000 Building $352,600 | $412,600 (-) Land $60,000 Building $352,600 |
| 2022 | $4,794.00 | $412,600 Land $60,000 Building $352,600 | $412,600 Land $60,000 Building $352,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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