9404 Prospect Hill Pl, Frederick, MD 21704 Property Records

Frederick County property record for 9404 Prospect Hill Pl, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,656 sqft · built 2005
Lot Size	0.055 acres (2,400 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Jan 2012)
Tax Bill	$6,113 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-240988`

Property Details

APN / Parcel Number

Primary APN	`07-240988`
Alternative APN	`240988`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,656 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	896 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240988
Street Address	9404 PROSPECT HILL PL
City	FREDERICK
State	MD
Zip	21704-7341
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12134 2,400 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-11-M-13
Legal Lot Number	12134
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3006
Census Tract	752202

Owner

9404 Prospect Hill Pl, a townhouse, is owned by a company that bought it in January 2012 and is owner-occupied.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	9404 PROSPECT HILL PL, FREDERICK, MD 21704-7341
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2012 · Amount on File
Deed Sale	Jan 23, 2012 · Amount on File
Prior Sale	Jun 30, 2011 · Amount on File
Deed Book / Page	8704 / 17
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9404 PROSPECT HILL PL, FREDERICK, MD 21704-7341
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9404 PROSPECT HILL PL, FREDERICK, MD 21704-7341

Mortgage

Document Number	0147950205
Date	Apr 21, 2021
Book Page	14795/205

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9404 PROSPECT HILL PL, FREDERICK, MD 21704-7341
Document Number	0137050115
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9404 PROSPECT HILL PL FREDERICK MD 217047341, FREDERICK, MD 21704-7341

Mortgage

Document Number	0137050115
Date	May 5, 2020
Book Page	013705/000115

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,333 (+25.61%)	$524,500 (+31.78%) Land $170,000 Building $354,500
2025	$6,113.00 (+9.51%)
2023	$5,582.00 Homeowner's exemption	$384,000	$398,000 Land $135,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9404 Prospect Hill Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9404 Prospect Hill Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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