Howard County property record for 9404 N Laurel Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,656 sqft · built 1992 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Dec 2018) |
| Tax Bill | $6,259 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-535186 |
| Primary APN | 06-535186 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,656 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 535186 |
|---|---|
| Street Address | 9404 N LAUREL RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .145 A SECOND PARCEL 9404 N LAUREL RD NORTH LAUREL PARK |
| Legal Subdivision | NORTH LAUREL PARK |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 606906 |
Source: Howard County records · APN 06-535186
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9404 N LAUREL RD, LAUREL, MD 20723-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 07, 2018 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2018 · Amount on Record |
| Deed Sale | Dec 07, 2018 · Amount on Record |
| Prior Sale | Jan 07, 2011 · Amount on Record |
| Deed Book / Page | 18476 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9404 N LAUREL RD, LAUREL, MD 20723-1844 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0219170008 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 21917/8 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9404 N LAUREL RD, LAUREL, MD 20723-1844 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0198870245 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 19887/245 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 07, 2018 |
| Property Address | 9404 N LAUREL RD, LAUREL, MD 20723-1844 |
| Document Number | 0184760365 |
| Book / Page | 018476 / 000365 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9404 N LAUREL RD LAUREL MD 207231844, LAUREL, MD 20723-1844 |
| Document Number | 184760373 |
|---|---|
| Date | Dec 07, 2018 |
| Book Page | 018476/000373 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2048 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,867 (+7.61%) | $491,800 (+22.83%) Land $255,900 Building $235,900 | |
| 2025 | $6,259.00 (+61.19%) | $400,400 (+10.18%) Land $160,900 Building $239,500 | $400,400 (-) Land $160,900 Building $239,500 |
| 2023 | $363,400 | $400,400 Land $160,900 Building $239,500 | |
| 2022 | $3,883.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 413 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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