Jackson County property record for 9404 Cypress Lake Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,087 sqft · built 2021 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,957 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jan 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 697.35-00-0774.21 |
| Primary APN | 697.35-00-0774.21 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,087 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9404 CYPRESS LAKE DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-5617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 CYPRESS WINDS S/D PH 1 PB 25-39 DB 2012-529 (774.21 MAP697.35) |
| Legal Range | 9W |
| Legal Township | 6S |
| Legal Section | 35 |
| Legal Subdivision | CYPRESS WINDS |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 40207 |
9404 Cypress Lake Dr is owned and occupied by two individuals who acquired it in March 2026.
Source: Jackson County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9404 CYPRESS LAKE DR, BILOXI, MS 39532-5617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 24, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FEDERAL CREDIT UNION |
| Apr 1, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 002254/222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 9404 CYPRESS LAKE DR, BILOXI, MS 39532-5617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004029/196 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 4029/196 |
| Instrument | 202321118 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 9404 CYPRESS LAKE DR, BILOXI, MS 39532-5617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004124/233 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | 4124/233 |
| Instrument | 202500945 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Apr 1, 2026 |
| Property Address | 9404 CYPRESS LAKE DR, BILOXI, MS 39532-5617 |
| Document Number | 002254/222 |
| Book / Page | 2254 / 222 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20266356 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 9404 CYPRESS LAKE DR, BILOXI, MS 39532-5617 |
The 2025 property tax bill for 9404 Cypress Lake Dr was $2,957 with a homeowner's exemption, up 26.2% from the year before.
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,957.00 (+26.15%) Homeowner's exemption | $25,801 (+26.06%) Land $4,737 Building $21,064 | $258,011 (+26.06%) Land $47,370 Building $210,641 |
| 2024 | $2,344.00 (+0.51%) Homeowner's exemption | $20,467 (-) Land $4,511 Building $15,956 | $204,672 (-) Land $45,110 Building $159,562 |
| 2023 | $2,332.00 (+2.42%) Homeowner's exemption | $20,467 (-) Land $4,511 Building $15,956 | $204,672 (-) Land $45,110 Building $159,562 |
| 2022 | $2,277.00 Homeowner's exemption | $20,467 Land $4,511 Building $15,956 | $204,672 Land $45,110 Building $159,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9404 Cypress Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9404 Cypress Lake Dr is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 97% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Singing River Connect Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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