9403 Sappington Estates Dr, Saint Louis, MO 63127 Property Records

St. Louis County property record for 9403 Sappington Estates Dr, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,816 sqft · built 1988
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,877 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27M-43-0266`

Property Details

APN / Parcel Number

Primary APN	`27M-43-0266`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	6,816 sqft Living Area
Gross Area	7,724 sqft
1st Floor Area	1,088 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,560 sqft
Lot Dimensions	170 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	856 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9403 SAPPINGTON ESTATES DR
City	SAINT LOUIS
State	MO
Zip	63127-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101R-1
Legal Description	SAPPINGTON ESTATES 27M440034 12 4 86 LOT 10
Legal Subdivision	SAPPINGTON ESTATES
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	GRAVOIS
Census Block Group	1
Census Block	1024
Census Tract	221201

Owner

9403 Sappington Estates Dr is owned and occupied by two individuals who acquired it in May 2013.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9403 SAPPINGTON ESTATES DR, SAINT LOUIS, MO 63127-1664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 3, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2013
Deed Sale	May 23, 2013
Prior Sale	Sep 9, 2010 · Amount on File
Deed Document Number	2013425
Deed Book / Page	20515 / 1122
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	0205151122
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9403 SAPPINGTON ESTATES DR, SAINT LOUIS, MO 63127-1664
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9403 SAPPINGTON ESTATES DR, SAINT LOUIS, MO 63127-1664

Mortgage

Document Number	0254020411
Date	Mar 15, 2022
Book Page	25402/411
Instrument	2022031500064

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jan 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9403 SAPPINGTON ESTATES DR, SAINT LOUIS, MO 63127-1664
Document Number	0239880152
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9403 SAPPINGTON ESTATES DR ST LOUIS MO 631271664, ST LOUIS, MO 63127-1664

Mortgage

Document Number	0239880152
Date	Apr 2, 2020
Book Page	023988/000152
Instrument	32

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2030

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9403 SAPPINGTON ESTATES DR, SAINT LOUIS, MO 63127-1664
Document Number	0228561069
Book / Page	022856 / 001069
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9403 SAPPINGTON ESTATES DR ST LOUIS MO 631271664, ST LOUIS, MO 63127-1664

Mortgage

Document Number	0228561069
Date	Jan 12, 2018
Book Page	022856/001069
Instrument	182

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9403 Sappington Estates Dr was $11,877, up 34.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,730 (-) Land $43,700 Building $143,030	$982,800 (-) Land $230,000 Building $752,800
2025	$11,877.00 (+34.94%)	$186,730 Land $43,700 Building $143,030	$982,800 Land $230,000 Building $752,800
2024	$8,802.00 (+0.26%)
2023	$8,779.00 (-6.04%)	$135,360 (-2.11%) Land $33,250 Building $102,110	$712,400 Land $175,000 Building $537,400
2022	$9,343.00	$138,280 Land $33,250 Building $105,030
2021			$727,800 Land $175,000 Building $552,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9403 Sappington Estates Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2022)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9403 Sappington Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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