9403 Organdy St, Portage, MI 49002 Property Records

Kalamazoo County property record for 9403 Organdy St, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,405 sqft · built 1970
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-05580-009-O`

Property Details

APN / Parcel Number

Primary APN	`10-05580-009-O`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,405 sqft Living Area
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 98 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	9403 ORGANDY ST
City	PORTAGE
State	MI
Zip	49002-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	NEAL PLAT LOT 9
Legal Subdivision	NEAL PLAT
Legal Lot Number	9
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	4
Census Block	4012
Census Tract	2104

Owner

9403 Organdy St is owned and occupied by two individuals who bought it in May 2026.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9403 ORGANDY ST, PORTAGE, MI 49002-7001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT HOME MORTGAGE LLC
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage KALSEE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Aug 3, 2020 · Amount on File
Deed Document Number	202616590
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 28, 2026
Property Address	9403 ORGANDY ST, PORTAGE, MI 49002-7001
Document Number	0000016590
Instrument Date	May 21, 2026
Instrument	202616590
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9403 ORGANDY ST, PORTAGE, MI 49002-7001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016591,
Date	May 28, 2026
Instrument	202616591

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 3, 2020
Property Address	9403 ORGANDY ST, PORTAGE, MI 49002-7001
Document Number	2020024800
Map Reference	LB 25 PG 18
Instrument Date	Jul 17, 2020
Instrument	2020-024800
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9403 ORGANDY ST, 9403, PORTAGE, MI 49002-7001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3395 AUSTIN PINE WAY 15A, 15A, PORTAGE, MI 49024

Mortgage

Document Number	2020024801
Date	Aug 3, 2020
Instrument	2020-024801

Lender

Name	SUMMIT HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	9403 ORGANDY ST, PORTAGE, MI 49002-7001
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018017316
Date	May 29, 2018
Instrument	2018-017316

Lender

Name	KALSEE CU
Type	Credit Union
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,200 (+6.92%)	$256,400 (+6.92%)
2025	Homeowner's exemption	$119,900	$239,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9403 Organdy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9403 Organdy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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