9401 Silverthorn Dr, Waco, TX 76708 Property Records

McLennan County property record for 9401 Silverthorn Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,330 sqft · built 2004
Lot Size	0.449 acres (19,550 sqft)
Owner	2 Individual Names on File
Last Sale	$295,500 (Jun 2020)
Tax Bill	$7,086 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-041300-001601-5`

Property Details

APN / Parcel Number

Primary APN	`18-041300-001601-5`
Alternative APNs	`1804130000160150101` `110325`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	2,330 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,550 sqft (0.449 acres)
Lot Dimensions	170 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	556 sqft
Driveway	Concrete Driveway
Driveway Area	2,780 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	308 sqft
Patio Area	270 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9401 SILVERTHORN DR
City	WACO
State	TX
Zip	76708-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TREE LAKE RANCH LOT 1 BLOCK 5 ACRES .4488
Legal Subdivision	TREE LAKE RANCH
Legal Block	5
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2042
Census Tract	4105

Owner

9401 Silverthorn Dr is owned and occupied by two individuals who bought it in June 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9401 SILVERTHORN DR, WACO, TX 76708-5658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 22, 2020	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG
Sep 24, 2018	Vendor's Lien, Transfer BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Sep 24, 2018 · Amount on File
Deed Document Number	202020417
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	May 13, 2026
Property Address	9401 SILVERTHORN DR, WACO, TX 76708-5658
Document Number	0000015059
Instrument Date	Apr 28, 2026
Instrument	202615059
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 SILVERTHORN DR, WACO, TX 76708-5658

Mortgage

Document Number	0000015059,
Date	May 13, 2026
Instrument	202615059

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 22, 2020
Property Address	9401 SILVERTHORN DR, WACO, TX 76708-5658
Document Number	0000020417
Instrument Date	Jun 22, 2020
Instrument	20417
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9401 SILVERTHORN DR WACO TX 767085658, WACO, TX 76708-5658

Mortgage

Document Number	20418
Date	Jun 22, 2020
Instrument	20418

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 24, 2018
Property Address	9401 SILVERTHORN DR, WACO, TX 76708-5658
Document Number	0000033855
Map Reference	VOL502 PG829
Instrument Date	Sep 21, 2018
Instrument	2018033855
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 PLACID CIR APT 6104, 1300, WACO, TX 76706-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 SILVERTHORN DR, WACO, TX 76708-5658

Mortgage

Document Number	0000033856
Date	Sep 24, 2018
Instrument	2018033856

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9401 Silverthorn Dr was $7,086 with a homeowner's exemption, down 30.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,097 (+2.23%) Land $59,823 Building $373,274	$433,097 (+2.23%) Land $59,823 Building $373,274
2025	$7,086.00 (-30.37%) Homeowner's exemption	$423,650 Land $54,350 Building $369,300	$423,650 Land $54,350 Building $369,300
2024	$10,176.00
2023		$415,710 Land $54,350 Building $361,360	$415,710 Land $54,350 Building $361,360
2022	$9,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9401 Silverthorn Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9401 Silverthorn Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silverthorn Dr

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