9401 Pine Lilly Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9401 Pine Lilly Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,463 sqft · built 1998
Lot Size	0.328 acres (14,331 sqft)
Owner	Owner Name on Record
Last Sale	$160,000 (Nov 2013)
Tax Bill	$1,221 (2024)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-2S-26-5697-00000-0070`

Property Details

APN / Parcel Number

Primary APN	`14-2S-26-5697-00000-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,463 sqft Heated Area
Gross Area	2,120 sqft
1st Floor Area	1,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	14,331 sqft (0.328 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	142S265697000000070
Street Address	9401 PINE LILLY CT
City	NAVARRE
State	FL
Zip	32566-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WHISPERWOODS LOT 7 AS DES IN OR 3305 PG 327
Legal Range	26W
Legal Township	02S
Legal Section	14
Legal Subdivision	WHISPERWOODS
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	9401 PINE LILLY CT, NAVARRE, FL 32566-2865
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2013 · Amount on Record
Deed Sale	Nov 20, 2013 · Amount on Record
Prior Sale	Aug 5, 2008 · Amount on Record
Deed Document Number	201364887
Deed Book / Page	3305 / 0327
Record Updated	Jun 8, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	9401 PINE LILLY CT, NAVARRE, FL 32566-2865
Document Number	0038710212
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 PINE LILLY CT NAVARRE FL 325662865, NAVARRE, FL 32566-2865

Mortgage

Document Number	0038710212
Date	Sep 18, 2019
Book Page	003871/000212
Instrument	41624

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547-2592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 17, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,221.00 (+3.21%) Homeowner's exemption	$132,284 (+3%)	$222,895 (+5.73%) Land $48,000 Building $174,895
2023	$1,183.00 (+3.5%) Homeowner's exemption	$128,431 (+3%)	$210,825 (+5.59%) Land $38,000 Building $172,825
2022	$1,143.00 Homeowner's exemption	$124,690	$199,672 Land $35,000 Building $164,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20