9401 Lazy Circles Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9401 Lazy Circles Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,525 sqft · built 1997
Lot Size	0.432 acres (18,856 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Sep 2025)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172I F 001`

Property Details

APN / Parcel Number

Primary APN	`172I F 001`
Alternative APN	`0000136908`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,856 sqft (0.432 acres)
Lot Dimensions	243 ft deep x 77.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000136908
Street Address	9401 LAZY CIRCLES DR
City	OOLTEWAH
State	TN
Zip	37363-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 200 THE OVERLOOK AT WINDSTONE PB54 PG47
Legal Subdivision	THE OVERLOOK AT WIND
Legal Lot Number	200
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4006
Census Tract	11325

Owner

9401 Lazy Circles Dr is owned and occupied by an individual who bought it in September 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
Aug 18, 2025	Correction Deed ALLIANCE TITLE, ALLIANCE TITLE LCL
Feb 24, 2025	Warranty Deed, Transfer ELMER D FORSHEE
Oct 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Feb 24, 2025 · Amount on File
Deed Document Number	2025090800049
Deed Book / Page	14036 / 893
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 8, 2025
Property Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320
Document Number	0000000049
Book / Page	14036 / 893
Map Reference	MB 54 PG 47
Instrument Date	Aug 27, 2025
Instrument	2025090800049
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, ALLIANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320

Mortgage

Document Number	0014036897
Date	Sep 8, 2025
Instrument	14036/897

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

August 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 18, 2025
Property Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320
Document Number	0000000141
Book / Page	14016 / 380
Map Reference	MB 54 PG 47
Instrument Date	Aug 13, 2025
Instrument	2025081800141
Record Updated	Sep 25, 2025
Title Company	ALLIANCE TITLE, ALLIANCE TITLE LCL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 ENCOMPASS DR, CHATTANOOGA, TN 37421-1590

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 24, 2025
Property Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320
Document Number	0000000143
Book / Page	13843 / 909
Map Reference	MB 54 PG 47
Instrument Date	Feb 10, 2025
Instrument	2025022400143
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ALLIANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320

Mortgage

Document Number	0000000144
Date	Feb 24, 2025
Book Page	13843/916
Instrument	2025022400144

Lender

Name	ELMER D FORSHEE
Type	Private Party

Agreement

Amount	Amount on Record

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 19, 2021
Property Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320
Document Number	0000000235
Book / Page	12697 / 722
Map Reference	MB 54 PG 47
Instrument Date	Oct 4, 2021
Instrument	2021101900235
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9401 LAZY CIRCLES DR, OOLTEWAH, TN 37363-9320

Tax Assessment & Valuation

The 2025 property tax bill for 9401 Lazy Circles Dr was $2,261, up 8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+7.98%)	$149,225 (+59.39%)	$596,900 (+59.39%) Land $100,000 Building $496,900
2024	$2,094.00 (-0.43%)	$93,625 (-)	$374,500 (-) Land $60,000 Building $314,500
2023	$2,103.00	$93,625	$374,500 Land $60,000 Building $314,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9401 Lazy Circles Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9401 Lazy Circles Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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