Cabarrus County property record for 9401 Harris Rd, Concord, NC 28027
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 3,209 sqft · built 1999 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,886 (2023) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4681 34 0892 |
| Primary APN | 4681 34 0892 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,209 sqft Living Area |
| Gross Area | 6,621 sqft |
| 1st Floor Area | 2,064 sqft |
| Upper Floors Area | 1,145 sqft |
| Basement Area | 1,936 sqft |
| Finished Basement | 1,936 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 152,460 sqft (3.5 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Mixed |
| Garage Area | 704 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 436 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 7220360 |
|---|---|
| Street Address | 9401 HARRIS RD |
| City | CONCORD |
| State | NC |
| Zip | 28027-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LDR |
| Legal Description | EAST OF HARRIS RD W/60'R.O.W. |
| Legal Subdivision | POPLAR TENT WEST |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9401 HARRIS RD, CONCORD, NC 28027-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 9401 HARRIS RD, CONCORD, NC 28027-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15163254 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 15163/254 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $854,990 (+41.39%) Land $161,600 Building $693,390 | ||
| 2024 | $854,990 (+41.39%) Land $161,600 Building $693,390 | ||
| 2023 | $4,886.00 | $604,720 Land $142,590 Building $462,130 | $604,720 Land $142,590 Building $462,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR TRAILS WATER SYSTEM private · serves 180 people · EPA ID NC0113191 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | CITY OF CONCORD |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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