9401 FM 678, Gainesville, TX 76240 Property Records

Cooke County property record for 9401 FM 678, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 4,200 sqft · built 1982
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$523,887 (Mar 2023)
Tax Bill	$6,315 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0078-007-00001`

Property Details

APN / Parcel Number

Primary APN	`0078-007-00001`
Alternative APN	`22455`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	4,200 sqft Living Area
Gross Area	5,162 sqft
1st Floor Area	2,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
Garage Type	Carport
Garage Area	1,527 sqft
Carport	Carport
Carport Area	1,527 sqft
Parking Spaces	4 Parking Spaces
Storage Building	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0078-007-00001
Street Address	9401 FM 678
City	GAINESVILLE
State	TX
Zip	76240-7191
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BROTHERS E 0078 ACRES 1.57
Legal Subdivision	BROTHERS E
Legal Tract	A
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4008
Census Tract	100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9401 FM 678, GAINESVILLE, TX 76240-7191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Vendor's Lien, Transfer 4U FCU
Mar 3, 2023	Vendor's Lien, Transfer · Seller Carry-Back LARUE HAND
Jan 28, 2013	Vendor's Lien, Transfer LARUL HAND
Dec 11, 2012	Vendor's Lien, Transfer LARUE HAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	Jul 14, 2016 · Amount on Record
Deed Document Number	20231386
Deed Book / Page	2565 / 616
Record Updated	Oct 29, 2026

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jan 9, 2026
Property Address	9401 FM 678, GAINESVILLE, TX 76240-7191
Document Number	002757/836
Book / Page	2757 / 836
Instrument Date	Jan 8, 2026
Instrument	2026-164
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	672 COUNTY ROAD 155, GAINESVILLE, TX 76240-7817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 FM 678, GAINESVILLE, TX 76240-7191

Mortgage

Date	Jan 9, 2026

Lender

Name	4U FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 3, 2023
Property Address	9401 FM 678, GAINESVILLE, TX 76240-7191
Document Number	002565/616
Book / Page	2565 / 616
Map Reference	VOL 849 PG 715
Instrument Date	Feb 16, 2023
Instrument	2023-1386
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 N RIM RD, RANSOM CANYON, TX 79366-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 FM 678, GAINESVILLE, TX 76240-7191

Mortgage

Document Number	0020231387
Date	Mar 3, 2023
Instrument	2023-1387

Lender

Name	LARUE HAND
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2033

January 2013: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jan 28, 2013
Property Address	9401 FM 678, GAINESVILLE, TX 76240-7191
Document Number	001851/137
Book / Page	1851 / 137
Map Reference	MB849 PG715
Instrument Date	Jan 22, 2013
Instrument	00035153
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 KAROK CV, GAINESVILLE, TX 76240-9456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 FM 678, GAINESVILLE, TX 76240-7191

Mortgage

Document Number	0000035154
Date	Jan 28, 2013
Instrument	00035154

Lender

Name	LARUL HAND
Type	Seller
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

December 2012: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 11, 2012
Property Address	9401 FM 678, GAINESVILLE, TX 76240-7191
Document Number	001843/283
Book / Page	1843 / 283
Instrument Date	Dec 7, 2012
Instrument	33975
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 KAROK CV, GAINESVILLE, TX 76240-9456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 FM 678, GAINESVILLE, TX 76240-7191

Mortgage

Document Number	0000033976
Date	Dec 11, 2012
Instrument	33976

Lender

Name	LARUE HAND
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,315.00 (+23.7%) Homeowner's exemption	$456,122 (-) Land $102,152 Building $353,970	$456,122 (-) Land $102,152 Building $353,970
2025	$5,105.00 (+3.17%) Homeowner's exemption	$456,122 (-4.73%) Land $102,152 Building $353,970	$456,122 (-4.73%) Land $102,152 Building $353,970
2024	$4,948.00 (-4.53%)
2023		$478,750 Land $107,338 Building $371,412	$478,750 Land $107,338 Building $371,412
2022	$5,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Nextlink, T-Mobile.

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