Santa Cruz County property record for 9400 Monroe Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,508 sqft · built 1974 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $883,000 (Oct 2020) |
| Tax Bill | $11,216 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-431-01 |
| Primary APN | 041-431-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,508 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,060 sqft (0.208 acres) |
| Terrain | Steep |
| Deck Area | 572 sqft |
| Patio Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 9400 MONROE AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-431-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9400 MONROE AVE, APTOS, CA 95003-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 05, 2020 | Grant Deed, Transfer · Conventional Mortgage STAR ONE CU |
| Aug 18, 2017 | Grant Deed, Transfer · Conventional Mortgage RMR FINANCIAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2020 · Amount on Record |
| Deed Sale | Oct 05, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 202040122 |
| Prior Transfer Date | Jan 28, 2005 |
| Prior Transfer Doc | 0000007698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9400 MONROE AVE, APTOS, CA 95003-4111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000012759 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019-0012759 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 05, 2020 |
| Property Address | 9400 MONROE AVE, APTOS, CA 95003-4111 |
| Document Number | 0000040122 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020-0040122 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9400 MONROE AVE, APTOS, CA 95003-4111 |
| Document Number | 0000040123 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 2020-0040123 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 18, 2017 |
| Property Address | 9400 MONROE AVE, APTOS, CA 95003-4111 |
| Document Number | 0000027432 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 2017-0027432 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9400 MONROE AVE, APTOS, CA 95003-4111 |
| Document Number | 0000027433 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017-0027433 |
| Name | RMR FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Number | 0000027434 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017-0027434 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $974,903 (+2%) Land $633,687 Building $341,216 | ||
| 2025 | $11,216.00 (+9.57%) Homeowner's exemption | $955,788 (+4.04%) Land $621,262 Building $334,526 | |
| 2023 | $10,236.00 (+1.68%) Homeowner's exemption | $918,674 Land $597,138 Building $321,536 | $910,890 |
| 2022 | $10,067.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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