940 W Melrose Ave, Findlay, OH 45840 Property Records

Hancock County property record for 940 W Melrose Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1966
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Mar 2022)
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-013-12-012.000`

Property Details

APN / Parcel Number

Primary APN	`1010-013-12-012.000`
Alternative APN	`270000054500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,222 sqft
Upper Floors Area	650 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,035 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Patio Area	804 sqft
Balcony Area	50 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	940 W MELROSE AVE
City	FINDLAY
State	OH
Zip	45840-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTMOOR ACRES LOT 38
Legal Subdivision	WESTMOOR ACRES
Legal Lot Number	38
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4016
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
May 23, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 26, 2017	Fiduciary Deed, Transfer GOLDEN KEY TITLE
Jul 26, 2017	Fiduciary Deed, Transfer GOLDEN KEY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	20222469
Deed Book / Page	2592 / 4073
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 17, 2022
Property Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822
Document Number	02592/4073
Book / Page	2592 / 4073
Instrument Date	Mar 11, 2022
Instrument	202200002469
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	NOT AVAILABLE, HAMMER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822

Mortgage

Document Number	202200002470
Date	Mar 17, 2022
Instrument	202200002470

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2538/2349
Date	May 23, 2018
Book Page	2538/2349
Instrument	201800004175

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 26, 2017
Property Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822
Document Number	02523/0795
Book / Page	2523 / 0795
Instrument Date	Jul 21, 2017
Instrument	201700006440
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	GOLDEN KEY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822

July 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 26, 2017
Property Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822
Document Number	02523/0791
Book / Page	2523 / 0791
Instrument Date	Jul 21, 2017
Instrument	201700006438
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	GOLDEN KEY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 W MELROSE AVE, FINDLAY, OH 45840-2822

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00 (+1.53%)	$85,070 (+18.01%) Land $17,350 Building $67,720	$243,050 (+18%) Land $49,560 Building $193,490
2023	$2,618.00 Homeowner's exemption	$72,090 Land $14,700 Building $57,390
2022			$205,980 Land $42,000 Building $163,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Amplex Wireless.

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