940 W Main St, Festus, MO 63028 Property Records

Jefferson County property record for 940 W Main St, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 980 sqft · built 1920
Lot Size0.211 acres (9,180 sqft)
Owner2 Individual Names on File
Last Sale$123,000 (Aug 2018)
Tax Bill$977 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN193.006.03015010

Property Details

APN / Parcel Number

Primary APN193.006.03015010

Interior

Full Baths1 Bath
Stories1 Story
Building Area980 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleMulti-Level
Construction TypeFrame
Lot Area9,180 sqft (0.211 acres)
Lot Dimensions148 ft deep x 58 ft wide
Garage TypeDetached
Garage Area400 sqft

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area273 sqft
Deck AreaDeck Area
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address940 W MAIN ST
CityFESTUS
StateMO
Zip63028-1724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionE BLACKWELL ADD LOT 10
Legal SubdivisionE BLACKWELL ADD
Legal Block1
Legal Lot Number10
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group1
Census Block1002
Census Tract700900

Owner

940 W Main St is owned and occupied by two individuals who bought it in August 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address940 W MAIN ST, FESTUS, MO 63028-1724
OccupancyOwner Occupied
Owner TypeIndividual
VestingMinor or Ward

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2018 · Amount on File
Deed SaleAug 30, 2018 · Amount on File
Prior SaleJul 29, 2003 · Amount on File
Deed Document Number201826486
Prior Transfer DateJul 13, 2015
Prior Transfer Doc0000022205
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateAug 30, 2018
Property Address940 W MAIN ST, FESTUS, MO 63028-1724
Document Number0000026486
Instrument DateAug 27, 2018
Instrument26486
Transaction TypeTransfer
Record UpdatedSep 7, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address940 W MAIN ST FESTUS MO 630281724, FESTUS, MO 63028-1724

Mortgage

Document Number26487
DateAug 30, 2018
Instrument26487
Lender
NameGERSHMAN MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2048

Mortgage

Document Number26488,
DateAug 30, 2018
Instrument26488
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressKANSAS CITY, MO 64105
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 940 W Main St was $977.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,800 (-) Land $1,800 Building $16,000$93,800 Land $9,400 Building $84,400
2025$977.00$17,800 Land $1,800 Building $16,000
2024$93,800 (+12.61%) Land $9,400 Building $84,400
2023$890.00$15,800 Land $1,800 Building $14,000$83,300 Land $9,400 Building $73,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 940 W Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 940 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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