940 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 940 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 876 sqft · built 1953
Lot Size	0.27 acres (11,802 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2017)
Tax Bill	$3,718 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4345-00280`

Property Details

APN / Parcel Number

Primary APN	`010-4345-00280`
Alternative APN	`1130938`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Gross Area
1st Floor Area	876 sqft
Basement Area	729 sqft
Finished Basement	729 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	11,802 sqft (0.27 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	112 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1130938
Street Address	940 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0028 SERIAL #
Legal Subdivision	UNIVERSITY HEIGHTS ADDITION
Legal Lot Number	28
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	15700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5956 COOPERS LANDING CT, BURKE, VA 22015-2568
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Mar 16, 2010 · Amount on Record
Deed Document Number	2017986988
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	000T963450
Record Updated	Sep 20, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 10, 2017
Property Address	940 W ARROWHEAD RD, DULUTH, MN 55811-2210
Document Number	000T986988
Instrument Date	Jun 30, 2017
Instrument	T986988
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7911 ANNA CALLA WAY BARTLETT TN 381335811, BARTLETT, TN 38133-5811

Mortgage

Document Number	T986989
Date	Jul 10, 2017
Instrument	T986989

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 9, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,718.00 (+3.97%)
2025	$3,576.00 (+3.29%)	$275,500 (+5.96%) Land $39,200 Building $236,300	$275,500 (+5.96%) Land $39,200 Building $236,300
2024	$3,462.00	$260,000 (+14.04%) Land $36,300 Building $223,700	$260,000 (+14.04%) Land $36,300 Building $223,700
2022		$228,000 Land $42,800 Building $185,200	$228,000 Land $42,800 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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