940 Summit Point Dr, Front Royal, VA 22630 Property Records

Warren County property record for 940 Summit Point Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1991
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Apr 2019)
Tax Bill	$2,480 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31/A2/3/1/17`

Property Details

APN / Parcel Number

Primary APN	`31/A2/3/1/17`
Alternative APN	`21420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	5,080 sqft
1st Floor Area	1,140 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21420
Old Parcel Number	31A2 3 1 17
Street Address	940 SUMMIT POINT DR
City	FRONT ROYAL
State	VA
Zip	22630-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L17 18 B1 SEC C BLUE RIDGE MT EST
Legal Subdivision	BLUE RIDGE MT EST
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	1
Census Block	1025
Census Tract	20602

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	940 SUMMIT POINT DR, FRONT ROYAL, VA 22630-4816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	20191558
Record Updated	Oct 29, 2026

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Apr 12, 2019
Property Address	940 SUMMIT POINT DR, FRONT ROYAL, VA 22630-4816
Document Number	190001558
Map Reference	MB 2 PG 200
Instrument Date	Apr 6, 2019
Instrument	190001558
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	METROPOLITAN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 SUMMIT POINT DR, FRONT ROYAL, VA 22630-4816

Mortgage

Document Number	190001559
Date	Apr 12, 2019
Instrument	190001559

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.15%
Index	1-Year CMT
Max Rate	8.15%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,480.00 (+18.77%)	$436,000 (-) Land $37,700 Building $398,300
2025	$2,088.00 (+40.13%)	$436,000 (+43.37%) Land $37,700 Building $398,300	$436,000 (+43.37%) Land $37,700 Building $398,300
2024	$1,490.00	$304,100 (-) Land $34,500 Building $269,600	$304,100 (-) Land $34,500 Building $269,600
2023		$304,100 Land $34,500 Building $269,600	$304,100 Land $34,500 Building $269,600
2022	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20