Indian River County property record for 940 Sandy Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,902 sqft · built 1935 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,216 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-05-00001-0050-00006.0 |
| Primary APN | 33-40-05-00001-0050-00006.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,902 sqft Living Area |
| 1st Floor Area | 3,290 sqft |
| 2nd Floor Area | 612 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Dimensions | 175 ft deep x 282 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 697 sqft |
| Carport | Carport |
| Carport Area | 697 sqft |
| Porch | Open Porch |
| Porch Area | 293 sqft |
| Patio Area | 990 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 940 SANDFLY LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | RIOMAR SUB BLK 5 PT OF LOT 6 & ALL LOTS 7 & 8 PBI 2-18 DESC AS FOLLOWS: LOT 6; LESS S 10 FT; ALSO LOT 7 & LOT 8; LESS PORTION AS PER D BK 77 PP 67 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 05 |
| Legal Subdivision | RIOMAR SUBDIVISION PLAT NO 2 |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50504 |
940 Sandy Ln is owned and occupied by an individual who acquired it in March 1996.
Source: Indian River County records, as of August 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 643179, VERO BEACH, FL 32964-3179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 14, 1996 |
| Transfer Doc | 1095000548 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 940 Sandy Ln was $13,216 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,216.00 Homeowner's exemption Widower's exemption | $858,344 | $2,649,011 Land $1,956,448 Building $692,563 |
| 2023 | $12,040.00 (+2.32%) | $809,858 (+3%) | $2,458,075 (+25.74%) Land $1,956,448 Building $501,627 |
| 2022 | $11,767.00 | $786,270 | $1,954,851 Land $1,544,565 Building $410,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 940 Sandy Ln in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 940 Sandy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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