1. Home
  2. Illinois
  3. Elgin
  4. Ruth Dr

940 Ruth Dr, Elgin, IL 60123 Property Records

Kane County property record for 940 Ruth Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,133 sqft · built 1970
Lot Size0.27 acres (11,760 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Sep 2022)
Tax Bill$9,415 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2017 Transfer
Flood ZoneZone X (moderate risk)
APN06-09-231-017

Property Details

APN / Parcel Number

Primary APN06-09-231-017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,133 sqft Living Area
Gross Area4,116 sqft
1st Floor Area2,133 sqft
Basement Area1,983 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Lot Area11,760 sqft (0.27 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address940 RUTH DR
CityELGIN
StateIL
Zip60123-1934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDRESEN BROS EAGLE HEIGHTS UNIT 5 LOT 11 BLOCK 16
Legal SubdivisionEAGLE HEIGHTS
Legal Block16
Legal Lot Number11
Legal Unit5-11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3003
Census Tract851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address940 RUTH DR, ELGIN, IL 60123-1934
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Deed, Transfer · Conventional Mortgage
KANE COUNTY TEACHERS CU
Sep 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2022 · Amount on Record
Deed SaleSep 6, 2022 · Amount on Record
Prior SaleAug 18, 1995 · Amount on Record
Deed Document Number202244560
Prior Transfer DateOct 28, 2014
Prior Transfer Doc0000048131
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateSep 6, 2022
Property Address940 RUTH DR, ELGIN, IL 60123-1934
Document Number0000044560
Instrument DateAug 30, 2022
Instrument2022K044560
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address940 RUTH DR, ELGIN, IL 60123-1934

Mortgage

Document Number0000044561
DateSep 6, 2022
Instrument2022K044561
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateSep 14, 2017
Property Address940 RUTH DR, ELGIN, IL 60123-1934
Document Number0000048131
Instrument DateOct 28, 2014
Instrument48131
Transaction TypeTransfer
Record UpdatedOct 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address940 RUTH DR ELGIN IL 601231934, ELGIN, IL 60123-1934

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,415.00 (+22.4%) Homeowner's exemption$131,418 (+8.57%) Land $36,596 Building $94,822$394,412 (+8.57%) Land $109,832 Building $284,580
2024$121,044 (+21.39%) Land $33,707 Building $87,337$363,277 (+21.44%) Land $101,161 Building $262,116
2022$7,692.00 (+4.87%) Homeowner's exemption$99,712 (+6.96%) Land $27,767 Building $71,945$299,136 (+6.96%) Land $83,301 Building $215,835
2021$7,335.00 Homeowner's exemption$93,223 Land $25,960 Building $67,263$279,669 Land $77,880 Building $201,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Ruth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures