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940 Ruby Ct, Marco Island, FL 34145 Property Records

Collier County property record for 940 Ruby Ct, Marco Island, FL 34145 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2,544 sqft · built 2023
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$610,000 (Mar 2021)
Tax Bill$17,987 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN57375640009

Property Details

APN / Parcel Number

Primary APN57375640009
Alternative APN
  • 774900 241 177B08

Interior

Building Area2,544 sqft Living Area
1st Floor Area140 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeMasonry / Concrete Block
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions107 ft deep x 119 ft wide
View / LotWaterfront
Pool Area352 sqft
Deck Area695 sqft

Location & Zoning

Street Address940 RUBY CT
CityMARCO ISLAND
StateFL
Zip34145-3546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARCO BCH UNIT 6 BLK 241 LOT 17
Legal Range26
Legal Township52
Legal Section8
Legal SubdivisionMARCO BEACH UNIT 6
Legal Tract774900
Legal Block241
Legal Lot Number17
Legal Unit6
JurisdictionCOLLIER FL
Township / Civil DivisionMARCO ISLAND
Census Block Group1
Census Block1000
Census Tract10904

Owner

Source: Collier County records · APN 57375640009

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address218 FOALING RDG, NICHOLASVILLE, KY 40356-7608
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CU
Mar 04, 2021Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2021 · Amount on Record
Deed SaleMar 04, 2021 · Amount on Record
Prior SaleSep 09, 2010 · Amount on Record
Deed Document Number20216012793
Deed Book / Page5902 / 3700
Prior Transfer DateDec 17, 2010
Prior Transfer Doc0046500926
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address940 RUBY CT, MARCO ISLAND, FL 34145-3546
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059023720
DateMar 04, 2021
Book Page5902/3720
Instrument6012795
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term372 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 04, 2021
Property Address940 RUBY CT, MARCO ISLAND, FL 34145-3546
Document Number0059023700
Book / Page5902 / 3700
Map ReferenceMB 6 PG 47
Instrument DateFeb 08, 2021
Instrument6012793
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address340 COMMERCIAL ST, 340, MANCHESTER, NH 03101-1121

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 FOALING RDG, NICHOLASVILLE, KY 40356-7608

Mortgage

Document Number0059023702
DateMar 04, 2021
Instrument5902/3702
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityMarco Island City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,987.00 (+3.79%)$1,930,815 (+170.89%)$1,972,708 (+116.2%) Land $973,268 Building $999,440
2024$17,331.00 (+122.08%)
2023$7,804.00 (+18.78%)$712,760 (+1%)$912,439 (+40.82%) Land $912,439
2022$6,570.00$647,964 Land $647,964$647,964 Land $647,964

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210109041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 284 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies765 units insured
481 under condo master policies
Nearby Flood Claims52 (1985–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 23 claims
  • Hurricane Ian, Sep 2022 · 18 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Orlando Telephone CompanyFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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