940 Rivera Dr, Sacramento, CA 95838 Property Records

Sacramento County property record for 940 Rivera Dr, Sacramento, CA 95838

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 992 sqft · built 1960
Lot Size0.172 acres (7,503 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (May 2020)
Tax Bill$6,215 (2025)
Deeds & MortgagesJul 2022 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AH (high risk)
APN251-0292-039-0000

Property Details

APN / Parcel Number

Primary APN251-0292-039-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area992 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,503 sqft (0.172 acres)
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address940 RIVERA DR
CitySACRAMENTO
StateCA
Zip95838-4347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 11, BLK 16, NORTH SACRAMENTO HEIGHTS, EXC ANYTHING LYINGSLY OF PCL LN DES AS BEG AT A PT LOC S00%2021E 189 FT FR THENE
Legal SubdivisionNORTH SACRAMENTO HEIGHTS
Legal Block16
Legal Lot Number11
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2020
Census Tract6600

Owner

940 Rivera Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Sacramento County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address940 RIVERA DR, SACRAMENTO, CA 95838-4347
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
May 11, 2020Grant Deed, Transfer · FHA Mortgage
MOUNTAIN WEST FIN'L
Jun 11, 2019Grant Deed, Transfer
STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2020 · Amount on File
Deed SaleMay 11, 2020 · Amount on File
Prior SaleJun 11, 2019 · Amount on File
Deed Book / Page20200511 / 76
Prior Transfer DateApr 11, 1997
Prior Transfer Doc9704000032
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address940 RIVERA DR, SACRAMENTO, CA 95838-4347
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 RIVERA DR, SACRAMENTO, CA 95838-4347

Mortgage

Document Number0000000186
DateJul 14, 2022
Instrument2022071400186
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term481 Months
DueAug 1, 2062

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMay 11, 2020
Property Address940 RIVERA DR, SACRAMENTO, CA 95838-4347
Document Number2005110076
Instrument DateApr 30, 2020
Instrument2005110076
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$303.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address940 RIVERA DR SACRAMENTO CA 958384347, SACRAMENTO, CA 95838-4347

Mortgage

Document Number2005110077
DateMay 11, 2020
Instrument2005110077
Lender
NameMOUNTAIN WEST FIN'L
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 10, 2050

Mortgage

Document Number2005110078,
DateMay 11, 2020
Instrument2005110078
Lender
NameMOUNTAIN WEST FIN'L
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
AmountAmount on Record

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 11, 2019
Property Address940 RIVERA DR, SACRAMENTO, CA 95838-4347
Document Number1906111479
Instrument DateJun 7, 2019
Instrument1906111479
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

AmountAmount on Record
Tax$198.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2336 BELL AVE SACRAMENTO CA 958383015, SACRAMENTO, CA 95838-3015

Tax Assessment & Valuation

The 2025 property tax bill for 940 Rivera Dr was $6,215, up 54.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictTwin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$306,636 (+2%) Land $94,815 Building $211,821
2025$6,215.00 (+54.22%)$300,624 Land $92,956 Building $207,668
2024$4,030.00 (-2.84%)
2023$4,148.00 (+20.09%)$288,953 Land $89,348 Building $199,605
2022$3,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 940 Rivera Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation34.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims15 (1995–2024)
Claims Outside the SFHA1 of 15
Most Recent ClaimFeb 2024 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Rivera Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Rivera Dr

Nearby Streets

Search Property Records by Address or Parcel Number