Bergen County and Ridgefield Borough property record for 940 Ray Ave, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,349 sqft · built 1934 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,790 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-01003-0000-00007 |
| Primary APN | 49-01003-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,349 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 4900065000000036 |
|---|---|
| Street Address | 940 RAY AVE |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 50X100 |
| Legal Block | 1003 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 45200 |
940 Ray Ave is owned and occupied by an individual.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 RAY AVE, RIDGEFIELD, NJ 07657-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 940 RAY AVE, RIDGEFIELD, NJ 07657-1115 |
| Document Number | 0030611573 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 940 RAY AVE RIDGEFIELD NJ 076571115, RIDGEFIELD, NJ 07657-1115 |
| Document Number | 0030611573 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 003061/001573 |
| Instrument | 67991 |
| Name | ORITANI BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NJ 07676 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 23, 2033 |
The 2025 property tax bill for 940 Ray Ave was $9,790, up 2.7% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,700 (+1.52%) Land $310,000 Building $276,700 | $586,700 (+1.52%) Land $310,000 Building $276,700 | |
| 2025 | $9,790.00 (+2.7%) | $577,900 Land $305,000 Building $272,900 | $577,900 Land $305,000 Building $272,900 |
| 2024 | $9,533.00 | ||
| 2023 | $564,400 Land $290,000 Building $274,400 | $564,400 Land $290,000 Building $274,400 | |
| 2022 | $9,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 940 Ray Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 940 Ray Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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