940 Providence Ct, Cupertino, CA 95014 Property Records

Santa Clara County property record for 940 Providence Ct, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,397 sqft · built 1963
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on File
Last Sale	$1,212,000 (Oct 2004)
Tax Bill	$20,694 (2025)
Deeds & Mortgages	Dec 2021 Transfer Aug 2018 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`356-11-057`

Property Details

APN / Parcel Number

Primary APN	`356-11-057`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,397 sqft Living Area
1st Floor Area	1,262 sqft
2nd Floor Area	1,135 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	11,050 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Pool Area	3,450 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	940 PROVIDENCE CT
City	CUPERTINO
State	CA
Zip	95014-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3402 YORK TOWN BOOK 156 PAGE 52 PAGE 53 LOT 31
Legal Subdivision	YORK TOWN
Legal Tract	3402
Legal Lot Number	31
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1006
Census Tract	507702

Owner

940 Providence Ct is owned and occupied by two individuals who acquired it in December 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer
Aug 29, 2018	Deed of Trust, Mortgage · ARM PROVIDENT FUNDING ASSOCIATES LP
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 7, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2004 · Amount on File
Deed Sale	Oct 8, 2004 · Amount on File
Deed Document Number	200418041252
Last Transfer Date	Dec 30, 2021
Transfer Doc	0025209237
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 30, 2021
Property Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028
Document Number	0025209237
Map Reference	MB 156 PG 52&53
Instrument Date	Dec 30, 2021
Instrument	25209237
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024013852
Date	Aug 29, 2018
Instrument	24013852

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028

Mortgage

Document Number	0024669127
Date	Oct 23, 2020
Instrument	24669127

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028
Document Number	0024463415
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	940 PROVIDENCE CT CUPERTINO CA 950144028, CUPERTINO, CA 95014-4028

Mortgage

Document Number	0024463415
Date	Apr 24, 2020
Instrument	24463415

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	940 PROVIDENCE CT, CUPERTINO, CA 95014-4028
Document Number	0024132795
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	940 PROVIDENCE CT CUPERTINO CA 950144028, CUPERTINO, CA 95014-4028

Mortgage

Document Number	0024132795
Date	Mar 12, 2019
Instrument	24132795

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 940 Providence Ct was $20,694 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,723,196 (+2%) Land $947,761 Building $775,435
2025	$20,694.00 Homeowner's exemption	$1,689,409 Land $929,178 Building $760,231
2023	$19,945.00 (+0.95%) Homeowner's exemption	$1,623,809 Land $893,098 Building $730,711
2022	$19,757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 940 Providence Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Providence Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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