940 Potter Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 940 Potter Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,244 sqft · built 1973
Lot Size	0.121 acres (5,266 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Feb 2018)
Tax Bill	$12,781 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00502-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`19-00502-0000-00035`
Alternative APN	`190050200035`

Interior

Building Area	2,244 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	5,266 sqft (0.121 acres)
Lot Dimensions	101 ft deep x 52 ft wide

Location & Zoning

Street Address	940 POTTER AVE
City	UNION
State	NJ
Zip	07083-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	UNION
Legal Block	502
Legal Lot Number	35
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	33501

Owner

940 Potter Ave is owned and occupied by an individual who bought it in February 2018.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	940 POTTER AVE, UNION, NJ 07083-7622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2018	Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2018 · Amount on File
Deed Sale	Feb 22, 2018 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	2018297031
Deed Book / Page	6247 / 2084
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	6162000951
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	940 POTTER AVE, UNION, NJ 07083-7622
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	VITAL ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147252777
Date	Jul 9, 2020
Book Page	14725/2777
Instrument	694528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 22, 2018
Property Address	940 POTTER AVE, UNION, NJ 07083-7622
Document Number	0062472084
Book / Page	6247 / 2084
Map Reference	MAP684-F
Instrument Date	Jan 9, 2018
Instrument	297031
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	AGENT FOR OLD REPUBLIC NATL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 POTTER AVE, UNION, NJ 07083-7622

Mortgage

Document Number	0000654102
Date	Feb 22, 2018
Instrument	654102

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Margin	5
Max Rate	12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 940 Potter Ave was $12,781, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,800 (-) Land $18,800 Building $36,000	$54,800 (-) Land $18,800 Building $36,000
2025	$12,781.00 (+4.35%)	$54,800 Land $18,800 Building $36,000	$54,800 Land $18,800 Building $36,000
2024	$12,248.00
2023		$54,800 Land $18,800 Building $36,000	$54,800 Land $18,800 Building $36,000
2022	$11,461.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 940 Potter Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Potter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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