940 Panoramic Loop, Bremerton, WA 98312 Property Records

Kitsap County property record for 940 Panoramic Loop, Bremerton, WA 98312

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,663 sqft · built 2023
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$494,950 (Mar 2024)
Tax Bill$4,249 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN202401-4-274-2004

Property Details

APN / Parcel Number

Primary APN202401-4-274-2004
Alternative APN
  • 2650307

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,663 sqft Living Area
Gross Area2,104 sqft
1st Floor Area1,663 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Patio Area24 sqft
Canopy24 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address940 PANORAMIC LOOP
CityBREMERTON
StateWA
Zip98312-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionRESULTANT LOT 12 OF BOUNDARY LINE ADJUSTMENT RECORDED UNDER AUDITOR'S FILE NO. 202005290196, AND AS DEPICTED ON SURVEY RECORDED UNDER AUDITOR'S FILE NO. 202005150226, IN VOLUME 91 OF SURVEYS, PAGES 5 THROUGH 10, RECORDS OF KITSAP COUNTY, WASHINGTON,
Legal Range1E
Legal Township24
Legal Section20
Legal SubdivisionNAVY YARD ADDITION
Legal Block1
Legal Lot Number12
JurisdictionKITSAP WA
Township / Civil DivisionBREMERTON
Census Block Group1
Census Block1020
Census Tract80900

Owner

Source: Kitsap County records · APN 202401-4-274-2004

Assessment roll updated September 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Warranty Deed, Transfer · VA Mortgage
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Mar 07, 2024Bargain and Sale Deed, Transfer · VA Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
May 07, 2021Deed of Trust, Mortgage
LENNAR NORTHWEST INC
Oct 20, 2023Bargain and Sale Deed, Transfer
FIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE KING
May 14, 2021Warranty Deed, Transfer
LAND TITLE COMPANY-SILVERDALE, LAND TTL CO SILVERDALE SUBMI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2024 · Amount on Record
Deed SaleMar 07, 2024 · Amount on Record
Prior SaleOct 20, 2023 · Amount on Record
Deed Document Number202486
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateJul 29, 2026
Property Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005
Document Number0000000163
Instrument DateJul 28, 2026
Instrument2026163
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$884,861.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005

Mortgage

Document Number0000000164,
DateJul 29, 2026
Instrument20260729164
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE COMPANY
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionKITSAP WA
Recording DateMar 07, 2024
Property Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005
Document Number0000000086
Map ReferenceAF 202005290196
Instrument DateFeb 26, 2024
Instrument202403070086
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyAEGIS LAND TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,924.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005

Mortgage

Document Number0000000087
DateMar 07, 2024
Instrument202403070087
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005
Transaction TypeMortgage
Record UpdatedFeb 23, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000134
DateMay 07, 2021
Instrument202105070134
Lender
NameLENNAR NORTHWEST INC
TypeNon-Lending Institution
AddressFEDERAL WAY, WA 98003
Agreement
AmountAmount Recorded

October 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionKITSAP WA
Recording DateOct 20, 2023
Property Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005
Document Number0000000080
Map ReferenceVOL 2 PG 13
Instrument DateOct 17, 2023
Instrument202310200080
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyFIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE KING

Transaction

AmountAmount Recorded
Tax$16,374.84
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33455 6TH AVE S # 1B, 1-B, FEDERAL WAY, WA 98003-6074

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateMay 14, 2021
Property Address940 PANORAMIC LOOP, BREMERTON, WA 98312-7005
Document Number0000000234
Map ReferenceAF 202005290196
Instrument DateMay 11, 2021
Instrument202105140234
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyLAND TITLE COMPANY-SILVERDALE, LAND TTL CO SILVERDALE SUBMI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyLimited Transfer Tax Data
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8585 E HARTFORD DR STE 118, 118, SCOTTSDALE, AZ 85255-5473
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kitsap County records · Assessment roll updated September 17, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityBremerton City
Unified School DistrictBremerton School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$4,249.00 (-3.1%)$479,560 (+2,270.54%) Land $80,920 Building $398,640$479,560 (+2,270.54%) Land $80,920 Building $398,640
2025$4,385.00 (+2,449.42%)
2024$172.00 (-2.82%)$20,230 (-) Land $20,230$20,230 (-) Land $20,230
2023$177.00$20,230 Land $20,230$20,230 Land $20,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 11, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Public Utility District #1 of Kitsap County, Washington
Fiber
1,000 / 1,000

Based on FCC filings for 174 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BREMERTON
serves 72,951 people
Water SourceSurface water
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Panoramic Loop

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