940 Old Plank Rd, Ridge Spring, SC 29129 Property Records

Saluda County property record for 940 Old Plank Rd, Ridge Spring, SC 29129

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1942
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2022)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`109-00-00-003`

Property Details

APN / Parcel Number

Primary APN	`109-00-00-003`

Interior

Full Baths	1 Bath
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	304,920 sqft (7 acres)

Location & Zoning

Street Address	940 OLD PLANK RD
City	RIDGE SPRING
State	SC
Zip	29129-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 972-234/1384-252/257/262/267/1384-272 PLAT REF 315-201/1382-176
Jurisdiction	SALUDA SC
Township / Civil Division	RIDGE SPRING
Census Block Group	3
Census Block	3038
Census Tract	960400

Owner

940 Old Plank Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Saluda County records, as of February 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage PRIMELENDING
Oct 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage PRIMELENDING
Oct 7, 2022	Deed, Transfer · Stand-Alone First Mortgage PRIMELENDING
Oct 7, 2022	Personal Representative Deed, Transfer
Oct 7, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Jul 25, 2007
Deed Document Number	20228871
Deed Book / Page	1384 / 272
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	001384/0252
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001385/0319
Date	Oct 17, 2022
Book Page	1385/319
Instrument	20220-00008943

Lender

Name	PRIMELENDING

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001384/0295
Date	Oct 7, 2022
Book Page	1384/295
Instrument	20220-00008873

Lender

Name	PRIMELENDING

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 7, 2022
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Document Number	001384/0272
Book / Page	1384 / 272
Instrument Date	Sep 26, 2022
Instrument	20220-00008871
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2022000008872
Date	Oct 7, 2022
Instrument	20220-00008872

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	001384/0295
Date	Oct 7, 2022
Book Page	1384/295
Instrument	20220-00008873

Lender

Name	PRIMELENDING

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 7, 2022
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Document Number	001384/0246
Book / Page	1384 / 246
Instrument Date	Sep 13, 2022
Instrument	20220-00008866
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 DUSK TRAIL RD, RIDGE SPRING, SC 29129-9658

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 7, 2022
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Document Number	001384/0257
Book / Page	1384 / 257
Instrument Date	Aug 18, 2022
Instrument	20220-00008868
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 DUSK TRAIL RD, RIDGE SPRING, SC 29129-9658

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 7, 2022
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Document Number	001384/0262
Book / Page	1384 / 262
Instrument Date	Aug 17, 2022
Instrument	20220-00008869
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 DUSK TRAIL RD, RIDGE SPRING, SC 29129-9658

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 7, 2022
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Document Number	001384/0267
Book / Page	1384 / 267
Instrument Date	Aug 17, 2022
Instrument	20220-00008870
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 DUSK TRAIL RD, RIDGE SPRING, SC 29129-9658

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 7, 2022
Property Address	940 OLD PLANK RD, RIDGE SPRING, SC 29129-9109
Document Number	001384/0252
Book / Page	1384 / 252
Instrument Date	Aug 16, 2022
Instrument	20220-00008867
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 DUSK TRAIL RD, RIDGE SPRING, SC 29129-9658

Tax Assessment & Valuation

The 2025 property tax bill for 940 Old Plank Rd was $2,043, up 6.2% from the year before.

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (+6.19%)	$5,840 (-) Land $2,400 Building $3,440	$97,300 (-) Land $40,000 Building $57,300
2024	$1,924.00 (+0.89%)	$5,840 (-) Land $2,400 Building $3,440	$97,300 (-) Land $40,000 Building $57,300
2023	$1,907.00 (+54.54%)	$5,840 (+110.83%) Land $2,400 Building $3,440	$97,300 (+52.51%) Land $40,000 Building $57,300
2022	$1,234.00	$2,770 Land $630 Building $2,140	$63,800 Land $28,200 Building $35,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 940 Old Plank Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Old Plank Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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