940 Oak Ridge Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 940 Oak Ridge Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,107 sqft · built 2022
Lot Size	2.89 acres (125,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Mar 2020)
Tax Bill	$9,530 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099890-0010`

Property Details

APN / Parcel Number

Primary APN	`099890-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,107 sqft Living Area
Gross Area	4,019 sqft
1st Floor Area	2,627 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	125,888 sqft (2.89 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	940 OAK RIDGE RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	10-41 ST AUGUSTINE HEIGHTS UNIT 3 - E 200FT OF TRACT 37 OR4896/325
Legal Range	29E
Legal Township	08S
Legal Section	02
Legal Subdivision	ST. AUGUSTINE HEIGHTS UNIT 3
Legal Tract	37
Legal Block	3
Legal Lot Number	PT
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21301

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	940 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-4322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Mar 4, 2020	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I
Oct 11, 2017	Grant Deed, Transfer
Mar 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	202017746
Deed Book / Page	4896 / 325
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	940 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-4322
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N HIDDEN TREE DR, ST AUGUSTINE, FL 32086-5223

Mortgage

Document Number	0053320690
Date	Aug 2, 2021
Book Page	5332/690
Instrument	2021084927

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 4, 2020
Property Address	940 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-4322
Document Number	0048960325
Book / Page	004896 / 000325
Instrument Date	Mar 3, 2020
Instrument	17746
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Tax	$648.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 N HIDDEN TREE DR ST AUGUSTINE FL 320865223, ST AUGUSTINE, FL 32086-5223

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 11, 2017
Property Address	940 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-4322
Document Number	0044461798
Book / Page	004446 / 001798
Instrument Date	Oct 11, 2017
Instrument	69124
Transaction Type	Transfer
Record Updated	Oct 26, 2017

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MARSHVIEW DR ST AUGUSTINE FL 320805875, ST AUGUSTINE, FL 32080-5875

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 14, 2017
Property Address	940 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-4322
Document Number	0043431877
Book / Page	004343 / 001877
Instrument Date	Mar 10, 2017
Instrument	17934
Transaction Type	Transfer
Record Updated	Apr 7, 2017

Transaction

Amount	Amount Recorded
Tax	$53.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4411 BEE RIDGE RD #177 SARASOTA FL 342332514, 177, SARASOTA, FL 34233-2514

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,047 (+2.7%)	$756,839 (-17.5%) Land $183,948 Building $572,891
2025	$9,530.00 (+15.03%) Homeowner's exemption	$721,565 (+6.13%)	$917,337 (+22.43%) Land $183,948 Building $733,389
2024	$8,285.00 (+1.87%) Homeowner's exemption	$679,910 (+3%)	$749,264 (-6.54%) Land $183,948 Building $565,316
2023	$8,133.00 (+349.59%) Homeowner's exemption	$660,107 (+215.69%)	$801,675 (+283.4%) Land $209,097 Building $592,578
2022	$1,809.00	$209,097	$209,097 Land $209,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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