940 N Joyce Ave, Rialto, CA 92376 Property Records

San Bernardino County property record for 940 N Joyce Ave, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,854 sqft · built 1955
Lot Size	0.246 acres (10,700 sqft)
Owner	2 Trust Names on File
Last Sale	$500,000 (Mar 2024)
Tax Bill	$11,414 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0133-082-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0133-082-06-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,854 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	10,700 sqft (0.246 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	940 N JOYCE AVE
City	RIALTO
State	CA
Zip	92376-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4146 LOT 50
Legal Subdivision	TRACT NO. 4146
Legal Tract	4146
Legal Block	1
Legal Lot Number	50
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1010
Census Tract	3803

Owner

940 N Joyce Ave is held in a trust since December 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7768 STERLING AVE, SAN BERNARDINO, CA 92410-4741
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Grant Deed, Transfer
Mar 22, 2024	Grant Deed, Transfer · Seller Carry-Back CHRISTOPHER LAM
Oct 12, 2021	Grant Deed, Transfer · Conventional Mortgage WALL FINANCIAL INC
Jan 3, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	202465818
Last Transfer Date	Dec 29, 2025
Transfer Doc	0000316067
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2025
Property Address	940 N JOYCE AVE, RIALTO, CA 92376-4485
Document Number	0000316067
Map Reference	MB 54 PG 16
Instrument Date	Oct 19, 2025
Instrument	2025-0316067
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 STERLING AVE, SAN BERNARDINO, CA 92410-4741
Investor	Possibly a Property Investor

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 22, 2024
Property Address	940 N JOYCE AVE, RIALTO, CA 92376-4485
Document Number	0000065818
Map Reference	MB 54 PG 16
Instrument Date	Mar 18, 2024
Instrument	2024-0065818
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 STERLING AVE, SAN BERNARDINO, CA 92410-4741
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065819
Date	Mar 22, 2024
Instrument	2024-0065819

Lender

Name	CHRISTOPHER LAM
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 12, 2021
Property Address	940 N JOYCE AVE, RIALTO, CA 92376-4485
Document Number	0000464472
Map Reference	MB 54 PG 16
Instrument Date	Oct 4, 2021
Instrument	2021-0464472
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	940 N JOYCE AVE, RIALTO, CA 92376-4485

Mortgage

Document Number	0000464473
Date	Oct 12, 2021
Instrument	2021-0464473

Lender

Name	WALL FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2017
Property Address	940 N JOYCE AVE, RIALTO, CA 92376-4485
Document Number	0000001503
Map Reference	MAP54 PG16
Instrument Date	Dec 22, 2016
Instrument	2017-0001503
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 N JOYCE AVE, RIALTO, CA 92376-4485

Mortgage

Document Number	0000001504
Date	Jan 3, 2017
Instrument	2017-0001504

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.19%
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 940 N Joyce Ave was $11,414.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,200 (+2%) Land $130,050 Building $390,150
2025	$11,414.00	$510,000 Land $127,500 Building $382,500
2023	$10,869.00 (+4.37%) Homeowner's exemption	$436,560 (+2%) Land $109,140 Building $327,420
2022	$10,414.00 Homeowner's exemption	$428,000 Land $107,000 Building $321,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 940 N Joyce Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 940 N Joyce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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