940 N 3500 W, Layton, UT 84041 Property Records

Davis County property record for 940 N 3500 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,033 sqft · built 2006
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$852,862 (Nov 2022)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-554-0303`

Property Details

APN / Parcel Number

Primary APN	`12-554-0303`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,033 sqft Living Area
Basement Area	1,690 sqft
Unfinished Basement	1,690 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Area	894 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	940 N 3500 W
City	LAYTON
State	UT
Zip	84041-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 303, WESTFIELD ESTATES PHASE 3. CONT 0.39 ACRES
Legal Subdivision	WESTFIELD ESTATES PHASE 3
Legal Phase	3
Legal Lot Number	303
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2000
Census Tract	125413

Owner

940 N 3500 W is owned and occupied by two individuals who bought it in November 2022.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	940 N 3500 W, LAYTON, UT 84041-8850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2022	Warranty Deed, Transfer HICKMAN LAND TITLE/WY, HICKMAN LAND TITLE
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	20223505848
Deed Book / Page	8125 / 297
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	940 N 3500 W, LAYTON, UT 84041-8850
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008081/374
Date	Aug 29, 2022
Book Page	8081/374
Instrument	3494972

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHERRY HILL, NJ 08034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	271 Months
Due	Mar 1, 2045

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	940 N 3500 W, LAYTON, UT 84041-8850
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LINCOLN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008125/362
Date	Nov 1, 2022
Book Page	8125/362
Instrument	3505858

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	940 N 3500 W, LAYTON, UT 84041-8850
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LINCOLN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008125/319
Date	Nov 1, 2022
Book Page	8125/319
Instrument	3505853

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 1, 2022
Property Address	940 N 3500 W, LAYTON, UT 84041-8850
Document Number	008125/297
Book / Page	8125 / 297
Instrument Date	Oct 26, 2022
Instrument	3505848
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HICKMAN LAND TITLE/WY, HICKMAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	940 N 3500 W, LAYTON, UT 84041-8850

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	940 N 3500 W, LAYTON, UT 84041-8850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003325958
Date	Dec 14, 2020
Book Page	7656/2217
Instrument	3325958

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 940 N 3500 W was $4,118, up 6.4% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,300 (-5.09%) Land $151,795 Building $258,505	$746,000 (-5.09%) Land $275,991 Building $470,009
2025	$4,118.00 (+6.44%)	$432,300 Land $152,635 Building $279,665	$786,000 Land $277,518 Building $508,482
2024	$3,869.00 (+2.3%)
2023	$3,782.00 (+195.47%)	$705,000 Land $177,628 Building $527,372	$705,000 Land $177,628 Building $527,372
2022	$1,280.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 940 N 3500 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 N 3500 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Connext Networks, Utah Broadband.

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