940 Karen Dr, Chico, CA 95926 Property Records

Butte County property record for 940 Karen Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,688 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2012)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`045-724-027-000`

Property Details

APN / Parcel Number

Primary APN	`045-724-027-000`
Alternative APN	`045-724-027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	1,688 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Modern
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-724-027
Street Address	940 KAREN DR
City	CHICO
State	CA
Zip	95926-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	940 KAREN DR
Legal Subdivision	LONFELLOW TERRACE 03
Legal Lot Number	112
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6002
Census Tract	800

Owner

940 Karen Dr is owned and occupied by an individual who acquired it in July 2021.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	940 KAREN DR, CHICO, CA 95926-2819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPECT HOME FINANCE
Jan 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	Apr 14, 1997 · Amount on File
Deed Document Number	201237162
Last Transfer Date	Jul 15, 2021
Transfer Doc	0000032408
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jul 20, 2021
Property Address	940 KAREN DR, CHICO, CA 95926-2819
Document Number	0000032408
Map Reference	MB 20 PG 8&9
Instrument Date	Jul 15, 2021
Instrument	2021-0032408
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 KAREN DR, CHICO, CA 95926-2819

Mortgage

Document Number	0000032409
Date	Jul 20, 2021
Instrument	2021-0032409

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jan 29, 2020
Property Address	940 KAREN DR, CHICO, CA 95926-2819
Document Number	0000003614
Map Reference	MB 20 PG 8&9
Instrument Date	Nov 15, 2019
Instrument	2020-0003614
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SOLIDIFI TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 KAREN DR, CHICO, CA 95926-2819

Mortgage

Document Number	0000003615
Date	Jan 29, 2020
Instrument	2020-0003615

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 940 Karen Dr was $2,434.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,516 (+2%) Land $113,037 Building $100,479
2025	$2,434.00	$209,330 Land $110,821 Building $98,509
2024			$402,390
2023	$2,249.00 (+1.63%)	$201,204 Land $106,519 Building $94,685
2022	$2,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 940 Karen Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 940 Karen Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, unWired Broadband.

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