Eau Claire County property record for 940 Gilbert St, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1951 |
| Lot Size | 0.256 acres (11,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (May 2021) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jun 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0242-000 |
| Primary APN | 14-0242-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Basement Area | 1,224 sqft |
| Finished Basement | 724 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 11,169 sqft (0.256 acres) |
| Lot Dimensions | 152 ft deep x 85 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 940 GILBERT ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2 BLK 3 HERTZFELDT ADD AND A PCL DESC AS FOLL BEG AT A PT ON THE NE COR OF SD LOT 2 BLK 3 THC N 50 FT THC W 50 FT THC S 5 |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 18 |
| Legal Subdivision | HERTZFELDT ADD |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1402 |
940 Gilbert St is owned and occupied by an individual who bought it in May 2021.
Source: Eau Claire County records, as of April 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2017 | Deed of Trust, Mortgage · VA Mortgage MERCHANTS BANK |
| Jun 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK FINANCIAL CENTRE |
| May 17, 2021 | Transfer on Death Deed, Transfer |
| May 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage PREVALL BANK |
| Jan 7, 2019 | Warranty Deed, Transfer · ARM FIRST BANK FINANCIAL CENTRE |
| Sep 20, 2017 | Deed of Trust, Mortgage · VA Mortgage MERCHANTS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on File |
| Deed Sale | May 17, 2021 · Amount on File |
| Prior Sale | Jan 7, 2019 · Amount on File |
| Deed Document Number | 20211211757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001144394 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 1144394 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001175554 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 1175554 |
| Name | FIRST BANK FINANCIAL CENTRE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | May 17, 2021 |
| Property Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Document Number | 0001211759 |
| Instrument Date | May 14, 2021 |
| Instrument | 1211759 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | May 17, 2021 |
| Property Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Document Number | 0001211757 |
| Instrument Date | May 12, 2021 |
| Instrument | 1211757 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Document Number | 0001211758 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 1211758 |
| Name | PREVALL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.63% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Jan 7, 2019 |
| Property Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Document Number | 0001170344 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 1170344 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Document Number | 0001170345 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 1170345 |
| Name | FIRST BANK FINANCIAL CENTRE |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 940 GILBERT ST, EAU CLAIRE, WI 54703-2737 |
| Document Number | 0001152192 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 940 GILBERT ST EAU CLAIRE WI 547032737, EAU CLAIRE, WI 54703-2737 |
| Document Number | 0001152192 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 1152192 |
| Name | MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | EAU CLAIRE, WI 54701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
The 2025 property tax bill for 940 Gilbert St was $4,100 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,100.00 | $213,000 Land $26,100 Building $186,900 | $278,600 |
| 2023 | $213,000 Land $26,100 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 940 Gilbert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 940 Gilbert St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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